Access to Previous months budget?

I was just wondering if my credit card doesn't clear transactions for a couple of days, how does that work at the end of the month?  If it's Feb 2nd, and I get a transaction in from Jan 31st, how do you handle that? Are you able to access previous budgets?

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  • You can access the budget screen for any month you've budgeted money to. You can access any and all transactions in the register.

    Reply Like 2
  • Also if you manually enter your transactions and only use import as a back-up/double check, which is in fact the official YNAB methodology, there is no issue surrounding transactions at the end of the month.

    Reply Like 3
  • It’s also a good practice to go back and check the previous month categories during the first few days of a new month just to make sure that pending CC transactions didn’t finally hit and cause  overspending in  any categories. That will mess up the current budget even after you thought all was well. 

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  • You should be manually entering at the point of sale so that your budget is always up to date. 

     

    If you only use direct import you should look at look at the previous month to make sure no overspending snuck through. 

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  • Thanks, all for your advice.  While it's  not possible for me to update at POS, or anytime I'm away from my computer, I do understand why it's a good idea.  I have a Windows 10 Mobile phone.  No comments needed from the peanut gallery about my choice of phone.  I much prefer the phone to either of the other two major alternatives, and am willing to do without some apps in order to experience an enjoyable phone.  So, no, I won't be updating my budget as I spend money, but most of the time will rely on the downloaded transactions that YNAB brings from my linked accounts.

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      • jenmas
      • jenmas
      • 2 mths ago
      • Reported - view

      Bruce I don't enter most of my transactions at point of sale, even though I could. But I still do 100% manual entry every day. I spend less than 3 minutes per day on it.

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      • bevocat
      • Sometimes, It Just Sucks to Be You
      • bevocat
      • 2 mths ago
      • Reported - view

      Bruce You won't have accurate categories allowing you to use them to make spending decisions based on the amount available in the relevant category if you're constantly waiting two or three days or more to catch up. Please do use manual entry when you get back to the computer instead of relying on importing transactions. It makes a huge difference.

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  • 2 mths agoLast active
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