My Budget Categories

Sorry if this is in the wrong section - I wasn't sure where to put it. I'm clinically OCD and have about a zillion categories, so maybe this can help others. I know I like to see other people's categories to make sure I'm planning for all my true expenses. These do NOT all get funded every month, lol, but I can dream.

Kate  

 

 

 

 

 

 

 

 

 

 

 

 

 

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    • Kate
    • Joyful Technical Writer 馃尨
    • sweet_sunshine
    • 3 yrs ago
    • Reported - view

    This is BEAUTIFUL. I feel tears in my eyes as I read through your list of categories! I think you picked the perfect category to put this post under and I appreciate you taking the time to post this since you're budget is definitely so specific to your family! 

    I hope this didn't take too long but thank you SO MUCH for posting this!!!! 馃檶馃檶馃檶馃檶馃檶馃檶馃檶馃檶

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      • Aritavashkai
      • playing with numbers makes me happy
      • aritavashkai
      • 3 yrs ago
      • 1
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      Kate Yay! I'm so glad!

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      • Kate
      • Joyful Technical Writer 馃尨
      • sweet_sunshine
      • 3 yrs ago
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      Aritavashkai You plan so far in advance it makes my planner heart happy! Also you have such a giving category! I love everything about this YNAB budget. 

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      • Aritavashkai
      • playing with numbers makes me happy
      • aritavashkai
      • 3 yrs ago
      • 1
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      Kate *blushes* Now if only I can get to the point I can fill that category up!

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  • Aritavashkai , I like how your categories have the date first. I do a similar thing with my Monthly Bills group and Dated Sinking Funds group but with the date after the words.

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    • MsTJ
    • YNAB has given me back my future
    • Believer_in_YNAb
    • 3 yrs ago
    • 1
    • Reported - view

    Love your categories.  They are very descriptive.

    That said, YNAB recommends keeping categories to a minimum.  Yeah, I didn't listen either, I have 180 categories.  The thing I do to make it easier, is the same as you, I break them down into only a few category groups (12 as of today).  That way I can keep my groups minimized and only access what I need when I need it.

    I go back and forth between minimizing the categories and adding detail to my budget.    If it doesn't bother me, which it doesn't currently, I will let my categories grow.  If a category doesn't get funded over several months, I will generally remove it.  It looks like you have found the categories that work for you.  Congratulations.  

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      • Aritavashkai
      • playing with numbers makes me happy
      • aritavashkai
      • 3 yrs ago
      • 1
      • Reported - view

      TryingToGetAhead Awesome! I love that there's someone else out there like me, lol.

      Yeah, I can't see simplifying things that have due dates. The goal by date is SO helpful to me with being able to automatically tell me how much to put in each month and recalculating if I wasn't able to put anything in the month before. I used to spend so much time doing that math. 

      That said, my main spending categories are SUPER simple. Groceries=all food, including if we HAVE to use fast food for some reason; Gas=all fuel for the car; Fun=anything that's a choice and not a need; Miscellaneous=anything that doesn't fit in the other categories, be it clothes, dish soap,a toothbrush, a new pot or pan, whatever.

      Like 1
  • I love this!! Thanks for the inspiration. I also am clinically OCD with anxiety and so I get really overwhelmed and keep redoing it all. I'm going to use yours as a base.

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      • Aritavashkai
      • playing with numbers makes me happy
      • aritavashkai
      • 3 yrs ago
      • Reported - view

      Grace Fantastic! I'm glad it helped. I do still find myself tweaking it, you know how it goes, but for the most part it stays pretty stable.

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    • Kate
    • Joyful Technical Writer 馃尨
    • sweet_sunshine
    • 3 yrs ago
    • Reported - view

    Thank you again Aritavashkai for posting your categories! It was wonderful that you were willing to share your YNAB template with the rest of us!

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      • Aritavashkai
      • playing with numbers makes me happy
      • aritavashkai
      • 3 yrs ago
      • 1
      • Reported - view

      Kate No problem! I'm glad it helped. Though I've rearranged some in the meantime, lol.

      Like 1
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