Left over cash for full category budget showing underfunded

This has probably been answered before and I'm not using the correct search terms. I have two jobs - FT is paid every other Friday, PT is the 15th and last day of month. Yesterday I deposited by PT check and added to the budgeted amount for 7 or 8 monthly subscriptions that are coming out in August with the full amount. Now that I am in August, all of those categories have the correct amount available but they are all showing underfunded. When I look at the category under Quick Budget, one of the options is to add the underfunded amount even though it already has that amount in it. 

Am I missing something?

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  • You have a goal set up on that category. It is telling you that the goal, which must either be a monthly funding goal or a balance by date goal, is underfunded.

    Reply Like 1
  • Do you have a monthly funding goal set up on this category? If so, the warning is that you haven't met the August funding goal. Which you don't need to because your category balance is adequate, but the goal is only looking at the left column not the right column.

    Reply Like 3
  • You may have chosen the wrong goal for your situation. A Monthly Funding goal, for example, requires a budget entry every month.

    Also, don't forget about the next instance of these subscriptions. you probably still need to fund that category this month.

    Reply Like 2
  • Thanks everyone. Makes sense now. I do have a monthly funding goal set up for all of those subscription categories which I didn't realize required a new budget entry every month. Still learning. :) And, yes, I would love to fill that with next month's payment, I'm not quite there yet. My AOM ranges between 1 and 3 days usually... Ouch! 

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      • Vibrant
      • No more counting dollars, we'll be counting stars
      • vibrant
      • 4 mths ago
      • 2
      • Reported - view

      Michael P.S. If those orange bubbles are really going to bother you (they probably would me), you can go back to July, UN-budget those categories, and RE-budget them in August. :)

      Reply Like 2
      • Annieland
      • YNABbing every day since 2009!
      • Annieland
      • 4 mths ago
      • 3
      • Reported - view

      Michael And what I do for  this type of transaction is just schedule them as recurring transactions in the account they are paid from.  Then each month I fund all the "Upcoming" categories first.  And if there is extra in there for some reason, the quick underfunded button brings it up to the amount I will need to cover.  

      Reply Like 3
      • WordTenor
      • Arranged the menu, the venue, the seating.
      • WordTenor
      • 4 mths ago
      • 3
      • Reported - view

      Michael Seconding @Annieland.  You want scheduled transactions here, not a goal. Pro tip: if the amount varies each month (utility bill, phone bill), you can edit the next occurrence and put the month of the payment in the memo when you update the amount. A quick glance to see that the memo matches the month it will be paid (e.g. a payment dated 8/15 says "August" in the memo) will tell you that you've updated the amount. 

      Reply Like 3
      • Annieland
      • YNABbing every day since 2009!
      • Annieland
      • 4 mths ago
      • 1
      • Reported - view

      WordTenor Now that I've taken the advice of others here and started scheduling bills and payments closer to the due dates instead of paying immediately, I do that a lot more.  I've always changed the recurring payment (a few cents usually) when I see the cable or cell phone bill come in because that's always been on auto-pay.

      But NOW I'm very enamoured with my new system where I tag everything scheduled orange and everything predicted green.  If I'm gonna estimate a bill (usually CC's or anything paid from Checking) before it comes in, I round up to the next $100 or so, then when I see round numbers I know I'm estimating the amount too.   But seeing the orange tag on the checking account transaction is starting to relax me that I didn't forget to schedule it.  I just hope I don't screw up and forget to switch it to green after it's paid :D.

      Reply Like 1
      • dakinemaui
      • dakinemaui
      • 4 mths ago
      • 3
      • Reported - view
      Annieland said:
      I just hope I don't screw up and forget to switch it to green after it's paid :D.

      I know I would forget eventually. The "month in the memo" trick avoids the need for a "second touch".

      Reply Like 3
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