Reports and Inspector Don't Make Sense
So, I've built up a year of history, thinking that the reason the reports were inaccurate was because of the way averages can be skewed with small samples.
I always budget to zero. In the inspector, shouldn't my "Total Budgeted" match my "Total Inflows"? And, if the "Total Activity" is less than the "Total Inflows" for a month, shouldn't my Income vs. Expense Report show a positive number at the bottom?
I know I've asked before, but...
How do people use reports? Especially if they make no sense?
As far as the inspector goes, the amount budgeted might include money from the previous month. That amount plus the income in the current month gives you the amount you can budget. If you then budget it all to zero, ok great. But the Activity in the inspector is going to include payments made on credit cards. Those payments aren't in Income vs Expense reports, just what was actually spent in that current month.
So far this month I paid some large CC bills and my total activity is -$9027 with $3400 inflows. Yet my report has a green $259, because those expenses were last month even though I paid the CC this month. I had more than $9000 to be budgeted because a chunk of that was last month's income.
I guess it's complicated, but the numbers really do work out, it's just as our budgets get more complicated and we're good about sending income from this month to next month (in whichever workflow we choose) it gets difficult to parse out every penny. That's why I generally trust the software, and if there are numbers I want to see more specifically without some of YNAB's additions or exclusions, I put them in a spreadsheet.
I'm having the same issue where Total Budgeted doesn't match Total Inflows even with zero TBB.
I have a budget which I started on Aug 31 that only has entries for the current balance at that time.
When viewing August, "Funds for Aug", "Budgeted for Aug", "Total Budget", "Total Available" and "Total Inflow" are all the same.
In September, I paid off my cc in full and budgeted to zero with no future stealing.
When viewing Sept, "Funds for Sept", "Budgeted for Sept", "Total Budget" are all the same as expected. However, "Total Inflow" is ~$20 less than "Total Budget" and I'm confused as to why there's a difference.
This same issue carries out for Oct, Nov and Dec. All of them are budgeted to zero and have the same for "Funds for [month]" and "Budgeted for [month]" but "Total Inflow" is just slightly less.
I feel like there's some transaction or something I'm missing but I can't figure out what.