How to Designate CC Payments Made from Savings Categories
I've been using YNAB for several weeks, and I can't quite get my head around how to mark credit card payments out of my savings account that are coming from a particular savings category. The best way I've found so far is to mark the payment on my credit card account (inflow) as "To be budgeted" and mark the corresponding payment out of my savings account (outflow) as "Emergency" (or whatever bucket). Is that the best way to keep the balance correct in my budget categories?
Read this a couple times until it sinks in. Don't try to map categories to accounts. You categorize when you make the transaction on the card. CC payment is a non-budget event. It's just a transfer to the credit card.
Don't make 2 transactions for CC payments, do them as a transfer between accounts (Payee reads "Transfer To/From"). It doesn't matter whether it's from checking or savings or what have you.
You don't need to pull money out of another bucket to pay your CC. You already spent against your budget categories when you used the card, and so paying off the card should do nothing other than lower the Payments field for your CC.