Deleted category, Now showing 'overspent' ??
I recently deleted a budget category because I will no longer have that expense. When I deleted, YNAB asked me to assign it to another category, which I did. However, now my spending in that category is showing up in the red, and YNAB is showing that I overspent in January. Is there any way to remedy this? If I go back to January, I can't figure out how I can cover the over-spending because its showing $0 to be budgeted.
Thanks for your help,
The money in that category increased TBB when you deleted it. However, if you had a negative TBB in any month thereafter (including a future month), it would have immediately consumed that increase.
Just budget to cover, and the later TBB will revert to what it was before the deletion.
In the future, you may wish to avoid a negative TBB.
Here's the breakdown of what's appearing for me. My daughter had started therapy in October, when I started a seperate budget category for her therapy. She had her last therapy sessions in January, so I deleted the therapy category for February to streamline things and when YNAB asked me to put it into another category, I chose the general expenses category for my daughter. I never saw the amount available to be budgeted increase during those months. Instead, the general expense category immediately went into the red for October, November, December and January. If I have $0 available in 'to be budgeted', how do I tell YNAB those expenses were covered? Where it the money with which I had covered that with 'located' in the application?
I have a strict rule to never delete a category that I have spent from. YNAB lets you hide them instead. Creates chaos, in my experience, to delete a category.
At some point I then found I had a lot of hidden categories, as when I started out it was all very experimental. So I did a fresh start. When my life circumstances changed radically so a whole new set of categories were required (and a whole set not required) I did a fresh start then too.
But really, leaving them hidden is a viable option.