Deleted category, Now showing 'overspent' ??

Hi folks, 

I recently deleted a budget category because I will no longer have that expense. When I deleted, YNAB asked me to assign it to another category, which I did. However, now my spending in that category is showing up in the red, and YNAB is showing that I overspent in January. Is there any way to remedy this? If I go back to January, I can't figure out how I can cover the over-spending because its showing $0 to be budgeted. 

Thanks for your help, 

Alex 

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  • The money in that category increased TBB when you deleted it. However, if you had a negative TBB in any month thereafter (including a future month), it would have immediately consumed that increase.

    Just budget to cover, and the later TBB will revert to what it was before the deletion.

    In the future, you may wish to avoid a negative TBB.

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  • No but my problem is that the money in that category did not increase my TBB. I hadn't had a negative in any month, including a future month, until I deleted that category. If my TBB did not increase, how can I budget to cover? I don't ever have a negative TBB. 

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  • Here's the breakdown of what's appearing for me. My daughter had started therapy in October, when I started a seperate budget category for her therapy. She had her last therapy sessions in January, so I deleted the therapy category for February to streamline things and when YNAB asked me to put it into another category, I chose the general expenses category for my daughter. I never saw the amount available to be budgeted increase during those months. Instead, the general expense category immediately went into the red for October, November, December and January.  If I have $0 available in 'to be budgeted', how do I tell YNAB those expenses were covered? Where it the money with which I had covered that with 'located' in the application? 

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    • Ivory Sound Here's what happened:

      The money in the deleted category went back to To be Budgeted. The "destination" category ended up overspent, because you didn't budget enough to that category to cover the additional spending from the category you deleted.

      But, each time that overspending appeared in the general expenses category, it was subtracted from To be Budgeted in the following month. So if you're showing a zero To be Budgeted in February and that category isn't overspent, there's nothing to cover—YNAB already did it!

      Like 1
    • Matthew Is there a video going over this?  I deleted a category thinking it would only delete for the current month and future months; not knowing it would delete all past months' transactions. Everything is jacked up now and I can't wrap my head around why.  Thank you.

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    • Steel Blue Hammerhead I don't think we have a specific video walking through what to do when you delete a category, but these steps should get you back on track:

      1. Make sure all of your transactions are categorized. (If you specified a "destination" category when you deleted the category, you can ignore this step.) Look for an Uncategorized Transactions category at the top of your budget. If it's there, look for any accounts with white dots next to them. Go into those account registers and categorize those accounts.
      2. Make sure you don't have any overspent categories in your budget in March.
      3. Make sure To be Budgeted is zero in March.
      4. Check your Credit Card Payment categories and make sure you have enough money available in each one to pay the current balance (if you're paid in full) or for your next payment (if not).
      5. Check the "destination" category and make sure it has the amount available you'd like to see. If not, move money from another category or To be Budgeted.

      Sorry this is a bit of a mess! We're working on making it harder to delete a category without fully understanding the consequences. Let me know if I can help further.

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  • I have a strict rule to never delete a category that I have spent from. YNAB lets you hide them instead. Creates chaos, in my experience, to delete a category.

    At some point I then found I had a lot of hidden categories, as when I started out it was all very experimental. So I did a fresh start. When my life circumstances changed radically so a whole new set of categories were required (and  a whole set not required) I did a fresh start then too.

    But really, leaving them hidden is a viable option.

    Like 2
      • CarrJar
      • carrjar
      • 2 wk ago
      • Reported - view

      Cirrus Paid off an iPhone and no need to track that fixed expense. Hiding worked great for me.  Thank you!

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    • CarrJar You may wish to start saving for your next iPhone. The sooner you start, the smaller those contributions will be. 🙂

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      • CarrJar
      • carrjar
      • 2 wk ago
      • Reported - view

      dakinemaui Great point!

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      • HappyDance
      • YNABing consistently since 2014
      • HappyDance
      • 2 wk ago
      • 2
      • Reported - view

      CarrJar 

      I use a general "electronics" category and continually allocate $50/month to it.  In 2018/2019 I was able to  spend $2700  in long overdue upgrades to all my aging electronics: iPhone, laptop, new TV, and a few miscellaneous accessories. It was awesome to be able to do that with cash-backed transactions and know it wouldn't affect any of my other financial priorities.  The category is already back up to $1,200 for future upgrades/replacements.

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    • Cirrus One thing I did was to create a group called "No longer used" and then move anything that I no longer used to it. One of the things with hidden categories, from my understanding, is that they no longer show up on reports. If you don't need them, then hiding works well. But I like the option of being able to see them in the report just in case. Maybe I will bring one back. Just another option.

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