Reduce Overfunding Improvement
I love this idea but I wish it was more "interactive" it would be nice if it showed a list of categories that will be touched before touching them. Also add a checkmark so I can pick and choose which ones I want reduced over others.
When you click on the link, instead of showing the next confirmation screenshot, change that to the wizard with the list of categories that will be adjusted. I could then choose any I dont want and "confirm" at the bottom to perform the operation.
(This is for the website; Have not tried on mobile yet)