I want to get a home equity loan; wife doesn't want to. How can I keep her from knowing about it?

Guys, I need advice. I want to get a home equity loan to make an investment. The problem is, my wife doesn't want to do it. This is really important to me, and I strongly believe I am making the right choice.

 

I need to be 99% sure that if I go through with it she never finds out in the future somehow. What steps should I take to ensure this?

 

Thanks, and any advice is appreciated.

9replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
    • nolesrule
    • Stealing From the Future fix is an improvement but is incomplete....
    • nolesrule
    • 1 mth ago
    • 14
    • Reported - view

    Get marriage counseling.

    Like 14
  • second option: divorce first and do it with your half of the money. This will probably come out ahead, as if you do it the other way, when she divorces you for cause, she will have a pretty good case for taking the amount of the HELOC out of your half of what’s left. If you divorce first, you’ll have half the money totally and you can do whatever you want with it. 

    Like 8
  • I probably have marital therapist colleagues in your area. Let me know if you’d like a referral. 

    Like 2
  • All of the above. And what happens when she is doing the exact same thing of pulling out money for something she deems important as all get out without telling you? Turn around is fair play and all that. Are you ready to lose it all?

    Like 2
  • My ex-wife had credit cards without my knowledge. Not good! Getting in a good place financially despite good income was never a priority for us. Another time she bought expensive blinds without talking to me first. Also not good! Speaking of which, getting a home equity loan was one of the worst things we did together financially.

    Like 1
  • This troll is way more amusing than the ones that try to get you to click on spam links. 

    Like 9
    • Vibrant Agreed!

      Like
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 1 mth ago
      • Reported - view

      Vibrant Thread with link coming soon…

      First you’ve got to set the bait.

      Like
  • This troll needs to watch Ozark for what can go wrong .

    Like 2
Like Follow
  • 1 mth agoLast active
  • 9Replies
  • 197Views
  • 10 Following