Family Plan

Hi there, 

Wondering if this is available or a potential for an upgrade at some point. 

I've got a set of 15 year olds who are interested in getting their first jobs. They'll both be working next summer. 

I'd love them both to have a budget, but I don't want them to have access to mine. Could you imagine 馃え

Would love to see the ability, like Xbox, Apple family sharing etc. Where there is adult oversight but they'd each have their own budgets. 

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  • Hi Sky Blue Trombone ! I love that you want to get your kids started on a budget. 馃槉


    We are actively looking into a multi-user budget option, but I don't have a specific timeline to share around when this will happen or even how it will happen as it's still in the works. On another thread, Matthew gave some tips for how he's set up his teen on his YNAB account in a way that has them in their own budget as opposed to his main budget. While it's not exactly what you might be looking for, it's an option!

  • Are there any updates on this?   

    I kind of assume with all the discussions about pricing that this likely came up.

    I had purchased YNAB memberships for my kids when they went to university.  The last guy starts Sept 2022.   Although it was expensive for them at full price x 2, my membership was inexpensive since I had been a YNAB4 user.   However with the price increase I am questioning the value of $300 US soon to be $400 when the last guy heads off which would be $500 Canadian!  Also we cannot import so there is that.

    Two out of three of the kids have used their free year.  I've cancelled the kids memberships today. 

    I love YNAB but for my kids who have very limited items on their list - it is really a bit more than they need at that price.  I had wanted them to get into the habit of tracking (manual) and understanding where their money goes.  I still think I will continue with YNAB but not sure....

    Like 2
    • canadian160 Hi, there! Thanks for sharing your experience. I've reached out to the team working on this feature and asked that they send you a note. Keep an eye on your email for a message from us.

  • The continued increase in subscription price is making the multi-user option for teens even more essential. Currently I鈥檓 having them use different more cost-effective apps but doing so is hard to manage for me as a YNAB user. While they haven鈥檛 used their year I do not want to get them set up only to be faced with the same decision a year later. 

    Like 2
  • Big upvote for family multi-user. My oldest of 4 is graduating from RoosterMoney to her own bank account. $90/year is more than 10% of her current annual income, which makes no sense. And, though I would be willing to subsidize to get her in a good budgeting habit, I can鈥檛 afford the $500 to do that for all 4 kids (plus me). While we are open with our budget with our kids, we don鈥檛 want them to have editing access to our budget, so we won鈥檛 add her to our YNAB account. All other budget and expense apps out there are either costly or paid for by credit card advertising. A family subscription that allows household members to have their own budgets, with some sort of permission control would be super helpful. Bonus if it could be built such that kids could graduate into their own full subscriptions as they become adults. 

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    • Salmon Network Graduating to their own subs is such a great idea! I hope you'll submit a Feature Request!

    • Marisa Thanks, done!

  • After asking support about this, I just created additional budgets for my kids.  There is no limit of budgets or devices, so there is no additional cost.  The only downside, is there is just one login and they can switch to open my budget if they want to, but as it I set it up, they just open the app on their phone and it is open to their budget, so there are no issues, if you trust them not to switch and open your budget.

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  • Same issue here.  We are paying three subscriptions a year, two for our teens and our own.  One of our older kids is using YNAB also, but he is looking for a cheaper option since the price increase.

    • Doug I hear you - multiple subs can get spendy! I hope you'll consider submitting an official Feature Request.

      • Firetruck41
      • Family Budgeter
      • firetruck41
      • 2 wk ago
      • Reported - view

      Doug  Only reason to pay for multiple subscription, is if you don't want them to have the chance to see your budget.  For me, I don't want them messing with my budget, and they won't (12, 15, 16 year olds), but I don't really care if they see it.  As it is set up, they just have their budget set to view on their phone app, and they will never see mine or their siblings, unless they choose to open one of the other budgets.

    • Firetruck41 This approach works really well in my house, too.

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