what does Assigned mean for Credit Card Payments?

Hi, I've been using YNAB for a few months now, and it's been super helpful. I've read the docs on credit cards and still don't understand something that's peculiar about my data.

I pay off my CC in full every month. If I go back 3 years (the amount of data I imported), I can see the Assigned column for CC Payments vary each month, which sort of makes sense to me: there's "lag" between last statement balance and additional charges. The current CC balance shown in YNAB matches my CC account exactly, to the penny.

What I can't figure out is why, for the last 5 months, the Assigned column has NOT changed: it is exactly -$283.61. I only just realized that this has thrown off my "giving every dollar a job" because I've been assigning an extra 283.61 in order to make "Assigned in [Month]" = Inflow for the month.

What does this Assigned value mean, and is it normal that I have to adjust for it when giving every dollar a role?

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  • Are you certain you're reading the right column? Assigned for all categories, including CC, always resets to $0 at the beginning of each month unless you take action. So if it is -$283.61 every month, you are taking some action, even if you don't understand that you did that (this often happens by clicking a quick budget option). 

    In any event, "assigned" for CC categories represents the amount you are budgeting to the credit card payment category in a given month, just as it does with any other category. 

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    • WordTenor yes, I do usually use the "quick budget" option! And I never pay attention to the Assigned value for CC. I mistakenly assumed it was a special category where all the values get automatically set by YNAB.

      You're right, I must have set it at some point. Zero'ing it out, and then subtracting 283.61 from other assignments seemed to do the trick to make my overall assigned = inflow for the month. I'll make sure to pay attention next month, hopefully everything irons out going forward.

      Thank you very much for your help!!

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  • If you pay your cards in full each month, the available for the card needs to match, to the penny, the negative balance on the card. Adjust "assigned" in this month only until that is the case. 

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    • WordTenor Ahh, got it. Will do! Thanks again.

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