Underfunded is Greater than Amount Needed to Satisfy All Categories
When I select all Categories, my Underfunded for May is $3324.26. It scared me because that far exceeds my remaining income for the month. Since there was no way to see just a list of what was underfunded, I created a spreadsheet in Excel. I added every Category, and then I went through and added all the funding goals that were incomplete. I came up with $1883.83. I am carrying some new CC debt, but even if I add that to the amount in Excel, it doesn't come close to the $3324.26.
I checked my Hidden Categories, there are no goals there. I checked my Archived Category, there is no goal there. I've been Rolling with the Punches lately, but all of my funding goals have adjusted for the shortened timeline. I also have CC's that have a balance, but are completely funded.
Hello, Salmon Storm !
Because most goal type are based on the Budgeted column, if you've moved money out of a category in the current month, the goal expects you to put back any money you took out and fund it up to the expected amount this month. My guess is that that might be what's going on here.
However, a goal is just a reminder—if you're happy with how your categories sit this month, you can ignore any goal prodding you in a different direction. And if you'd like me to take a look and let you know exactly why Underfunded is adding up to what it is, go ahead and enable Support Access for your account. Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead.
I agree there’s a lack of transparency with the global underfunded goals. What I’ve done, is in the web app, just hit Underfunded, look at what it reports it’s trying to, or did fund, and then Undo. But perhaps if you don’t have the amount TBB it’ll hit a roadblock. :(
I’ve made no secret of not being a fan of the Underfunded button taking the place of more instructive alerts and amounts.