Should my TFSA be a Tracking or Savings account?
Background: I have a single TFSA through WealthSimple (probably not important, sorry). I'm using it to save for multiple large future expenses like a house downpayment, a sexy new car, and things of that sort.
I have it set up as a Tracking account in YNAB.
Problem: What I'm noticing is that because it's a Tracking account, YNAB won't help me track my goals (e.g., how much have I put aside for my future mortgage? Can I afford that car yet?) I want the insight that a Budget account offers.
Question: Should I convert my TFSA from a Tracking to a Budget account? Or, should I change how I'm using my TFSA?
Any advice is appreciated - thanks, everyone!