
YNAB Progress
2.5 Years on YNAB. First post on the new forums!?
edited by Dan - YNAB Team so everyone can admire your beautiful graph
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The way I take pictures is to take a picture of the part of the screen I want by using shift, command and 4. Then copy it here from the desktop using picture icon at bottom of entry area. This way you can cut off the parts you don't want others to see.
This is the graph from Toolkit. I like it better because it has the horizontal lines at meaningful places. In the YNAB graph I couldn't tell if I was doing good or bad.
Loving watching all the graphs going in the right direction, and many quite quickly. Congratulations to all.
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2 years, finally a positive net worth - that won't disappear before I get paid again. All debt left is student and car loan. The jump in net worth in the middle is when I added my retirement account. Soon, the student loans will disappear (Teacher Loan Forgiveness Program), so I'll have 17k less debt in the next couple of months. It's been a really long, stressful haul, but things look good right now!
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I started in June of 2015, but have used the new YNAB since December of 2015. Here's my progress chart! I am so thankful for YNAB. Since May 2017 I have been net worth positive for the FIRST TIME in my adult life. I work a variable income job and have learned to save in advance for the months I don't receive income. Prior to YNAB any month without a paycheck all spending went on the credit card to be dealt with later. I used credit cards as my "safety net". Now I fund appropriate categories in my budget to deal with those months. GAME CHANGER!!!!!
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Startet again using YNAB in September 2017. First time with nYNAB. My old Budget was with YNAB Classic :D. Got busted by taxes... Wont happen again. Most of my NetWorth is in my private rent saving plan and is blocked for access until I retire,leave switzerland or buy a house (for the Swiss People here: S盲ule 3a).
Hopefully most will be paid off in June/July.