YNAB Progress

 

2.5 Years on YNAB.  First post on the new forums!?

 

edited by  Dan - YNAB Team   so everyone can admire your beautiful graph

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  • That鈥檚 what I came here for, motivational charts and graphs 馃

    Reply Like 8
      • Dmac680
      • Teacher
      • Dmac680
      • 2 yrs ago
      • Reported - view

      Turquoise Robot (e9d7d56da204) Same! That's the most useful thing for me

      Reply Like
  • That鈥檚 awesome! I am still struggling toward a zero net worth, but hope to be there soon! Cocoa that your net worth is almost higher than your total debt!

    Reply Like 4
  • My progress could best be described as "baby steps" but I'm not bleeding money anymore!  

    Reply Like 3
    • Forest Green Falafel (f130e5f9b85e) I agree forest 馃憤. I鈥檓 technically cash flow positive , and it鈥檚 been a tremendous task learning that every little 20$ counts in the end.  I鈥檓 certainly aware that I flat out don鈥檛 earn enough money馃槄馃槄

       

      im more confident than I ever have been and certainly hope there鈥檚 relief from working this hatd馃憤

      Reply Like
    • Kevingcp
    • Associate Budget Analyst for the California Department of Parks and Recreation, musician, lover of doggos
    • Kevingcp
    • 2 yrs ago
    • 4
    • Reported - view

    Look at you go! With 2 years of YNAB, I just purchased my first home :) 

    Reply Like 4
  • The fiance and I recently broke into a positive networth!

    Reply Like 20
  • Dan - YNAB Team  How did you get the graph to show in the post?

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    • Ivory Jumping in for Dan here! If you want the graphic to open up as a preview, then use the image feature or drag & drop the file to attach. Note: these will always show up at the END of your reply (not in-line with your text) Hope that helps! 馃憤馃徏

      Reply Like 1
  • First post on new forums here as well:)   Graph is excluding the mortgage.   Just getting started with YNAB, but really liking it so far....  thanks Janelle - YNAB Team for the helpful instructions! 

    Reply Like 5
  • Great progress. I wish I will be able to keep up YNABing for that long. I'm only starting my third column. Not much growth in net worth for now, but at least I see now where I could cut expenses.

    Reply Like 3
  • Since we're sharing... This represents a 363% increase in the last 5 years. I started YNAB in earnest 2 years before that but 2012 is when I started tracking my total net worth. The only debt now is my mortgage. I bought a more expensive house last year which explains the debt bump.

    Reply Like 6
    • MsTJ
    • Gray_Nomad_f6eeb59e1a1c
    • 1 yr ago
    • 3
    • Reported - view

    Here's mine for just under 2 years.

    Reply Like 3
  • 3 1/2 years for me:  

    Reply Like 6
      • MsTJ
      • Gray_Nomad_f6eeb59e1a1c
      • 1 yr ago
      • Reported - view

      WaldorfKitty You have made some miraculous progress.  Reminder:  What did you do to celebrate?

      Reply Like
    • TryingToGetAhead Thanks! I didn't have an intentional celebration for this. I think my whole life is a bit celebrational. I'm very lucky. I eat chocolate when I want to, take fun classes, and sometimes travel.
      YNAB showed me that my savings could wipe out my consumer debt (first chunk of the chart), and that felt pretty amazing!

      Reply Like 1
    • MsTJ
    • Gray_Nomad_f6eeb59e1a1c
    • 1 yr ago
    • 5
    • Reported - view

    The way I take pictures is to take a picture of the part of the screen I want by using shift, command and 4.  Then copy it here from the desktop using picture icon at bottom of entry area.  This way you can cut off the parts you don't want others to see.

    This is the graph from Toolkit.  I like it better because it has the horizontal lines at meaningful places.  In the YNAB graph I couldn't tell if I was doing good or bad.  

    Loving watching all the graphs going in the right direction, and many quite quickly.  Congratulations to all.

    Reply Like 5
  • This is utterly glorious.

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  • In 2 years, 10 months,  my net worth went from $86K in the red to $60K in the black! I wish I had had this app 10 years ago.

    Reply Like 8
  • This is officially my favorite thread! 馃槏   Congratulations to everyone!

    Reply Like 2
  • Nine months into YNAB. My goal for 2017 was to have a positive net worth by the end of the year and I made it a couple months early! Can't wait to be debt free in 2018!

    Reply Like 5
  • I started using YNAB about 2 years ago just out of school. Luckily I didn't have any student loans, but it's helped me prioritize and definitely save more then I would have!

    Reply Like 5
  • I haven't been brave enough to list my student loans in YNAB so I'm still working towards a net worth of zero.

    Reply Like
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 1 yr ago
      • 1
      • Reported - view

      Christopher Johnson , as somebody put it on the original YNAB forums, you're striving to become worthless. 馃槅

      Reply Like 1
  • First full year in YNAB!  Made significant progress on my Net Worth (337% growth) and a significant reduction in debt.  On track to clear by mid-2018.

    Reply Like 3
      • TransportNut
      • YNAB nerd since 2015
      • Transportnut
      • 1 yr ago
      • Reported - view

      TransportNut FYI... Does not include student debt!  Like  Christopher Johnson , I'm too scared hahaha! 

      Reply Like
      • Superbone
      • YNAB convert since 2008
      • Superbone
      • 1 yr ago
      • 1
      • Reported - view

      TransportNut Just imagine if you could do that every year. 337% growth! 馃槻

      Reply Like 1
  • Almost 18 months of YNAB. Includes all accounts including mortgage and the house's value, so that change is actually a $75k uptick in net worth on a $70k/max/year income (of which nearly $30k is change in my house's value alone. Thanks, PDX).

    Reply Like 5
  • 2 years, finally a positive net worth - that won't disappear before I get paid again.  All debt left is student and car loan.  The jump in net worth in the middle is when I added my retirement account.  Soon, the student loans will disappear (Teacher Loan Forgiveness Program), so I'll have 17k less debt in the next couple of months.  It's been a really long, stressful haul, but things look good right now!

    Reply Like 6
  • This is my first year with YNAB. The red is all budgeted for, I'm not living on the float. I'm just waiting for the CC company to take their payment in full. This has been happening since May - I've not paid them any interest since April.  

    Reply Like 3
  • I started in June of 2015, but have used the new YNAB since December of 2015.  Here's my progress chart!  I am so thankful for YNAB.  Since May 2017 I have been net worth positive for the FIRST TIME in my adult life.  I work a variable income job and have learned to save in advance for the months I don't receive income.  Prior to YNAB any month without a paycheck all spending went on the credit card to be dealt with later.  I used credit cards as my "safety net".  Now I fund appropriate categories in my budget to deal with those months.  GAME CHANGER!!!!!

    Reply Like 5
    • MsTJ
    • Gray_Nomad_f6eeb59e1a1c
    • 1 yr ago
    • Reported - view

    Congratulations Johnnie5,congratulations to everyone.   Great progress!

    Reply Like
    • Orchid Beat
    • On my way back to a Linux Geek
    • Orchid_Beat_b30dcd93535
    • 1 yr ago
    • 3
    • Reported - view

    Startet again using YNAB in September 2017. First time with nYNAB. My old Budget was with YNAB Classic :D. Got busted by taxes... Wont happen again. Most of my NetWorth is in my private rent saving plan and is blocked for access until I retire,leave switzerland or buy a house (for the Swiss People here: S盲ule 3a).

    Hopefully most will be paid off in June/July.

    Reply Like 3
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