Adding to Category but not changing Budgeted Amount
I have used YNAB4, forever! Now that my husband will be retiring and we will have a fixed income. I would like to ALWAYS keep the Budgeted Amount the same for each month, knowing that the numbers I have budgeted add up to our fixed income. However, if there is a change or my husband does some side work, I would like to be able to add that extra money to categories without changing the Budgeted Amount. Is my only option to add the extra money directly to the categories when recording the transaction, versus adding it to available to budget?
Hi Pink Nomad !
That's exactly right! If you want to add funds to a category without budgeting them towards that category, you'll need to categorize the inflow there. However, we advise against that because those funds won't register as income in your reports.
Could you use the Monthly Funding Goals option to keep the desired amount in mind rather than depending on the actual budgeted amount?