2019 Debt Payoff Challenge????

Hello!!!! I am new to YNAB (less than a month) as well as the YNAB forum. I have been practicing Dave Ramsey's baby steps and have paid off quite a bit of debt and am hoping to ramp it up in 2019. Not sure who came up with the previous years challenges, but will there be another one for 2019? I'm eager to join in!

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    • DnA
    • IT manager, husband, father of four future YNABers
    • Navy_Blue_Cup.2
    • 2 mths ago
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    Hey  mellah430 !

    I'm new to the forums, but history suggests that there will be a 2019 debt payoff challenge and a savings challenge.  Be sure to follow the Community Challenge portion of the forum to get updates. 

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      • SapphireSweetie
      • Changing my financial future!
      • Sapphiresweetie
      • 2 mths ago
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      DnA Thank you for the tip!

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  • Hi, mellah430

    Stay tuned.  I'm confident that the Official 2019 Debt Smackdown Challenge will likely be posted very soon.  The 2018 challenge wasn't officially posted until January 1.

    I find the community challenges highly motivating.  Many times my participation keeps me on track because I didn't want to post a lower payoff or savings number, and I used that to combat impulse spending.

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      • SapphireSweetie
      • Changing my financial future!
      • Sapphiresweetie
      • 2 mths ago
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      HappyDance  Thank you for the info. I am hoping to use it to keep me motivated as well!

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      • Schiaparelli Hat
      • Wear your best shoe on your head
      • Schiaparelli_hat
      • 2 mths ago
      • 1
      • Reported - view

      HappyDance Just finalized my payoff numbers. Even though I improved on my forecast by only .42%, I am inordinately pleased that I was able to keep on target. Posting the numbers monthly, more or less, was definitely motivating. Bring on the 2019 Smackdown.

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      • HappyDance
      • YNABing consistently since 2014
      • HappyDance
      • 2 mths ago
      • Reported - view

      Schiaparelli Hat 

      Go you!  That is exactly the fighting spirit that will carry you across the finish line. 

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  • I'm hoping this gets added soon! I joined the savings challenge... but this is really the year for us to knock out debt!

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  • Me too!  Ready for the 2019 Debt Challenge!  Here we go!! 

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  • Hello Everyone! I've just made the 2019 Google Sheet!

     

    You can find the forum thread here: https://support.youneedabudget.com/t/80dnfn/the-official-2019-debt-smackdown

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