To Be Budgeted Different for new month
Today I categorized and covered all my last expenses from December. YNAB says I have a good, positive balance in "To Be Budgeted", which is good because I need to give some of those dollars jobs in January. But, when I look at my January budget (which is currently all $0), it says I have negative "To Be Budgeted".... why?! Where did those dollars go?
Someone who is more detailed than me will come along soon, but in the meantime, tempting as it is, don’t try to go back in time with YNAB.
I spent several days doing this, and it was a total mess. After a lot of reading the blogs and listening to the podcast (I literally started at 1 and worked forward) I accepted my mistake and made a fresh start. Now it’s all great.
Start with your bank balances today. Input transactions starting tomorrow. The past is done, you weren’t budgeting then, so it won’t make sense.
This approach will leave you with loads of ‘keen time’ with nothing to input. Spend it reading the blog, listening to the podcast and watching Whiteboard Wednesday on YouTube.
Hi Orchid Viper !
Check your December budget for any categories with red available amounts. When the month rolls over, any cash overspending in the previous month is subtracted from your To Be Budgeted in the new month. That overspending will need to be covered in order for your To Be Budgeted to remain positive in the new month.Reply
I'm new to YNAB and this happened to me as well. I'm not sure, but my issue with negative balance seems to be that it hasn't accounted for my January Income yet, so of course my budgeted spending in January will lead to negative balances until I am paid. Unless I'm missing something, it doesn't seem to look like YNAB allows for budgeting income?Reply
Thanks all, that makes sense. I think part of the problem is my situation , I HAVE already reached that milestone, and (thankfully) don't live paycheck to paycheck, and typically have more than enough in my checking account to cover expenses. This is the first month I've rolled everything forward so perhaps its just user error! Right now, I have more than enough sitting in my checking account, before my Jan paychecks, to cover all my current budgeted January expenses. My Checking account is linked to YNAB and shows that balance. However, my "funds for Jan" in my Budget report shows significantly less than that balance in my Checking account...like I said, probably user error for a Noob!Reply