Credit Card's Available/Payment Category Is Green, But There Is No Credit Card Balance (CC is Paid In Full)

As you can see, the credit card in question ("Bo's Amazon Credit Card") is paid in full and there is a zero dollar balance showing. This is correct.

However, YNAB wants me to pay an additional $9.33 to this card. Why? And how do I fix this?

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  • It doesn't want you to pay $9.33, it merely says that you have $9.33 available to pay that card. The credit card payment category is a category like any other. If you don't need the $9.33, move it to another category.

    Like 1
      • J. Wellington Wimpy
      • I'll gladly pay you Tuesday for a hamburger today.
      • J_Wellington_Wimpy
      • 1 yr ago
      • Reported - view

      jenmas But I have nothing actually budgeted for that card (the Budget column is zero). So how do I move it? 

      And, why did it happen? Just curious.

      Like
    • J. Wellington Wimpy 

      If a positive budget entry increases the Available value in a category...

       

      (You can also click on the Available amount to access the Move Money Tool.)

      Like
      • nolesrule
      • Been waiting 5 years for the Stealing From the Future fix...
      • nolesrule
      • 1 yr ago
      • 5
      • Reported - view

      dakinemaui There are two kinds of people in the world. Those who can extrapolate from incomplete data...

      Like 5
      • jenmas
      • jenmas
      • 1 yr ago
      • 1
      • Reported - view

      J. Wellington Wimpy you can click on the $9.33 and the Move Money tool will pop up. Or you could enter -$9.33 in the budget column. It can get out of whack for any number of reasons - cashed in some rewards, made a return, didn't set up the starting balance correctly.

      Like 1
  • J. Wellington Wimpy said:
    why did it happen

    Typically this is due to an inflow categorized as TBB. For example, a purchase reward issued as a statement credit. ETA: In such cases, you must manually reduce the Payment category if this is a paid-in-full CC with a negative working balance (which is almost always the case).

    Some people erroneously categorize returns to TBB (and therefore throw off the Payment category), but these should be categorized to the original spending category instead.

    Like 2
      • J. Wellington Wimpy
      • I'll gladly pay you Tuesday for a hamburger today.
      • J_Wellington_Wimpy
      • 1 yr ago
      • Reported - view

      dakinemaui Got it. Yes, this must be what it was; there was a cc reward (turned points into a statement credit). Thanks for the explanation. I do remember putting the reward in TBB, and only did that because I looked up what I should do with it and there is a YNAB article that tells you to do this: https://docs.youneedabudget.com/article/1090-credit-card-refunds-rewards

      Anyway, I just moved the $9.33 to another category, so it's good now.

      Thanks!

      Like
  • I spoke too soon.... It's not fixed; now it's showing that I'm overspent.

    It's showing I'm overspent in December, not November, because I have part of the month in November budgeted already I guess.

    Also, I budget down to $0.01 -- not $0.00. I was getting confused by YNAB pulling from future months, and found this suggestion in Reddit. Anyway, that's why you see the red TBB amount of $9.32 instead of $9.33.)

    Arrrggghhhhh........... So, moving it to another category didn't work because now I'm overspent in the future. What the heck do I doooooooooo.

    P.S. I'm a relatively new user -- two months -- so really appreciate the help. Thanks all.

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    • J. Wellington Wimpy It would appear you tried to remove more money from a category in Nov than was available. (You will have a red category in Nov.) Did you reduce the CC Payment category or something else? (FWIW, I would have done this in the Oct. area instead.)

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