pre-excising Credit card balance
I really don't get it and need a very short answer. I have look and searched but don't see what I'm looking for. I currently have a large balance on my credit card which I am paying off, but it takes time. When I added my CC and import the transaction, YNAB show my outstanding balance as money available to budget. Is can't be right. In reality this is money I need to pay off, and need to budget for this. I understand that if I buy coffee on my card to day I should have budgeted it. and the money comes from the budget. I'm not referring to that. I'm only asking about pre-excising balance.