-£554.62 why?

So my bank accounts are balanced and I have nothing in my budget to suggest I've overpaid something. All I can think of is my student loan payment in February 2020.

Transactions currently are:

Student loan income: 3044.58
Student loan outgoing: 2000
Remaining as to be budgeted for Feb:  1044.58

Should I be doing this differently?

Maybe ignoring the initial 3044,58 and only claiming the 1044.58 from the beginning? So therefore not have student loan as an account just treating the monthly amount used as income like  do with my wages?

I may experiment with this and see what happens

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  • Ignore all above. Just realised it's because I have an overdraft of 500 so that would reflect in the 'to be budgeted' amount

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