Updated to Plaid, but No Imports
Just went through updating my Capital One accounts for the Plaid transition, but now I can't import anything. Curious if anyone else if having the same issue.
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Hello everyone!
I'm glad to hear you were all able to update your accounts to Plaid! :)
Most financial institutions do not clear transactions over the weekends, so it's normal not to see imports on Saturdays or Sundays. Your latest transactions should clear on Monday and import either Monday evening or Tuesday. If you still aren't seeing transactions import at that point, please fill out this form and our Direct Import team will help you get things up and running! :)
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Faness It’s not that. My paycheck cleared my bank Friday, but never imported. I tossed a support ticket on the pile, and Robert said other cases were in. Hope to know something next week.
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Faness FWIW to anybody following this thread: my imports finally came through this evening. I double-checked and they're now current, including ones from last Thursday that previously hadn't updated. Hopefully things stay smooth, and also smooth out for everybody else.
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Faness
Hey Faness, I hope you are safe and well. I'm having the same issue, now I'm getting Direct Import errors stating that my Banking Creds are incorrect. are we sure this is not related to the Import vendor cutover.
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Hi ynabHammer !
I hope you're doing well with everything going on! Sorry for the direct import troubles!
The switch shouldn't have caused a credentials error (since the credentials are the same for the account regardless of the provider), so it sounds like something went wrong there. Can you fill out this form when you have a moment? Our Direct Import team is taking a closer look at connections that run into errors on an individual basis and they'll help you get things back up and running! :)
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Faness
I'm well, getting settled in WFH.
Ok, thank you. I will fill out the form. I'm told that these issues are more related to CapOne folks. Once again thanks
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ynabHammer I wish your transition to WFH was under better circumstances, but I still hope it goes well and you settle in nicely! Capital One has proven to be tricky lately - their security standards require frequent account re-verification - but our Direct Import team will be able to give you more details! :)
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Faness
Thanks, I had to verify twice, it appears to be working now. I just need to know how often I need to re-verify.
WFH, as many benefits, lack of traffic being one of them. Thanks my sister, be well
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Faness Thanks for the update on your status page this morning. FWIW, my updates have improved to once/day in the evenings. Once they're updating in the mornings I'll be all set. (I usually do daily budget analysis during my early morning routine.)
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dhooper Yay! I'm happy to hear that importing time is cutting back for you! We're making steps in the right direction but we still have a ways to go! :)
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Faness I'm having the same issue but YNAB says the connection is good....so I can't refresh! I've tried linking/unlinking many times, and eventually just closed the accounts and opened new ones and linked again, but it still says "connection good" but also "nothing to import." Last imported transactions were May 4.
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Faness
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Spring Green Tiger I see you wrote in via the form—thank you! Did that do the trick? It looks like new transactions imported yesterday. Leave your connections as-is, and those should start flowing in within ~24 hours. If they don't, go ahead and reply to that last email and we'll take another look!
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Aquamarine Storm Did you have a question for us? It looks like your message is blank.
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Nicole I added a new connection to my bank and it appears to be fixed. It looks like a credentials issue.
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Aquamarine Storm Glad to hear that you're connected now! 🎉
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Same for all accounts (none are Capital One). I got an import yesterday morning by manually unlinking/re-linking, but it hasn't updated since.
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Most of my accounts have not imported since doing the update
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Same here, no updates have com through since I update Thursday
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Went through the update process smoothly for all accounts, but have also not received any imports since the upgrade.
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Same here. Actually, when I unlinked and relinked, it didn't even pull in the new transactions. :(
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I also updated to Plaid but still have not been able to import any transactions since April 22.
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I updated yesterday. It seemed pretty smooth at the time. I checked my account today and no transactions have imported. I even tried to manually import them. It said no new transactions. But there are new transactions.
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Same here - When I went into the app before updating, it briefly showed my new transactions but then after updating they disappeared and nothing has imported. It's been 8 days since I've had any transactions import.
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Same with me, I updated all my accounts using plaid but nothing has synced since. I filed a support ticket as well.
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No updates here either. When I check the bank website there are several transactions that have cleared since my last cleared YNAB transaction but still no import.
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I got switched over a little while back. I didn't get any imports at first but after a day of two they started coming though...no problems since.
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i have double imports...woo hooo
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Cannot sync since upgrade either. It's been 4 days. :-(
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Same here. Went into YNAB on Friday specifically to see some stuff that should have imported, but wasn't. Went through the process of connecting PLAID to everything. No transactions came down. Triple-checked on my banks website that there were cleared transactions. Transactions finally came down sometime on Sunday. :(
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I'm in the same boat here. It's been 4 days for me too
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This is now a known issue that has graduated to the status page. But also feel free to get in touch with support, because your specific import issue might or might not be related to this incident, and there's a chance we might get your transactions flowing sooner!
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what happen when your bank can't synch to plaid my bank is credit union? I love ynab I love direct import everything working perfectly happy camper. I understand there are other options but just to much work
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Yea, my Charles Schwab Checking account hasn't updated in 2 days. However, As Faness mentioned above, maybe it will clear tonight or tomorrow morning. Hopefully...
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Monster Dong I was told that the Charles Schwab Checking issues are unrelated to Plaid. That outage is expected to last a couple more weeks.
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Superbone Faness So what is everyone doing? Do I wait a few weeks with all the uncleared transactions? or should I clear them myself?
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Monster Dong I'm clearing mine and reconciling manually in the meantime. They should just match up once we're able to direct import again. As far as I can tell, Schwab only exports csv files. You'd have to modify these to make them fit YNAB's manual import format.
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Monster Dong FYI, here's the information I got from YNAB Support:
Charles Schwab is currently blocking access from some third-parties (which include our data aggregators) at this time, in order to prioritize customer-based traffic to their online banking.
While we've been given a tentative timeframe of just a few weeks, it could go on longer if Schwab determines it necessary. -
Hi Monster Dong !
We don't suggest waiting until this is resolved to update your budget. Like Superbone mentioned, there are other ways to keep your budget moving. Here are the ways we suggest:
- Enter transactions as they occur—the mobile app is great for recording spending on-the-go (gas and groceries) and Scheduled Transactions are perfect for recurring expenses (rent and utility bills). Once you're able to link the account, imported transactions will match right up with the ones you entered. You’ll even have the chance to approve the matches—or manually match two transactions if the amounts differed.
- Import and categorize transactions by using File-Based Importing (in the web app). It’s a super quick and easy alternative that allows you to drag and drop a file containing your transactions right into YNAB. With Schwab, they usually provide a CSV, but it has A LOT of data going back about two years. That's okay with YNAB, we will only import since the last day you reconciled or the day of your starting balance. Also, it won't import what is already in your budget and when you do get the connection back up and running, no duplicates! YNAB will match those transactions right up :) Also, you will want to check out our Help Doc on formatting a CSV before you drop that into YNAB.
Also, make sure to Reconcile often. Correct balances are the foundation of your budget and we don't want direct import being down to ruin that. :)
Hopefully, things will be back up and running in the time frame they mentioned. 🤞
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Thin White Duke I didn't hear back from support but I figured it was a new month so I gave it a try tonight and voila! Charles Schwab US is working again. I didn't even have to put my credentials in. Just clicked on the account and it worked.
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Superbone I woke up to 28 transactions that needed to be imported. lol They linked up with everything I entered though, and to be honest I'm glad this happened because I was not completely aware I should be manually entering all my transactions when I make a purchase. Blessing in Disguise!
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Thin White Duke Interestingly, mine didn't import any! I had previously manually added my new transactions and reconciled. When I relinked my account, it showed the same online balance that I had in YNAB and that was that.
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Ynab said my bank not available on plaid
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Hi Gray Lion !
Sorry for the trouble you're having with your credit union! I see you submitted the bank import issue form and our Direct Import team will follow up with you as soon as they can! :)
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I can’t connect my bank account it won’t link
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Pink Mixer Gray Lion I'm sorry to hear you're having trouble! Please fill out this form, and our team would be happy to look closer at those connections for you.
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I'm having a similar issue. When I try to update my Capital One account with Plaid, I just go through an endless cycle of sending and entering a verification code. I enter the code and it routes me back to "where do you want your verification code sent?" Really frustrating.
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Pink Mixer I am having the same issue with my Navy Federal account.
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Boy Do INAB Sorry to hear that. Support had me switch to something other than Plaid (MX), but it didn't change anything other than preventing a different account from connecting. Hopefully they get this sorted soon.
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Hi Boy Do INAB !
I have a NFCU account as well and had to enter the reauthentication code twice before it would connect. This issue is now listed on our status page and we're keeping a close eye on it!
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Mine is working this morning! I had to reconnect but it imported my transactions from Capitol One. Thank you YNAB support!!!
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Slate Blue Deer Shouldn't really have to be thankful that it worked as designed. My Capital One accounts were a pain pre-plaid and now they are even worse.
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Slate Blue Deer Slate Gray Foal Must be nice! I tried to remove/re-add my Capital One connection and now I just get a generic Plaid message saying "Capital One made a change that prevents you from linking your accounts" and that's that. Now I'm truly just treading water.
One of the primary selling features of YNAB is direct import. And now it's a feature that doesn't work for me. It's frustrating, especially because the move to Plaid just made it worse. -
Matt Did you file a bank import issue report with YNAB support? I did so maybe that would help you too.
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Matt Slate Gray Foal I'm sorry to hear you're having trouble! Please fill out this form, and our Direct Import team will look closer at the connections for you—and figure out the best way forward.
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Nicole I filled out the form yesterday, thank you. Honestly, my expectations are "we're working on it".
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Yeah, I'm feeling that most of my accounts need to be unlinked/linked - and then when I touch them, some break - including capital one. Feels like Plaid knows there's an issue with CapOne and shouldn't attempt to even try but it did sending me in the text message circle until I unlinked and tried to relink.
The 'Updated x hrs ago' checkmark in the web app doesn't seem to be reliable in some accounts (as transactions aren't appearing).
The 'successful transactions' page also seems to overstate the success based on what I think is a running average over days before the Plaid transition rather than hours.
I get it, direct import is an option, direct entry is an option.
I don't expect much response I guess, and I'm not sure what card I would turn to other than capital one since it is hit or miss without a published whitelist.
Sigh. I really love the YNAB world but this Plaid transition is not going well for my particular set of institutions.-
Barnaby Jones Can you please let us know which financial institutions you're looking to connect to via this form? We're happy to troubleshoot any errors, and can see if a provider switch would be better for your set of banks!
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Nicole Sure, I'll send in a form. Thanks for the quick reply.
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I had similar issues with CapOne. After the Plaid switchover, everything seemed fine but it never actually attempted to pull transactions (mine said last updated 4 days ago, which was the day everything was switched).
Now that I attempted to fix this by unlinking and relinking the account, I can't get it back at all. Plaid either tells me it just doesn't support CapOne, or puts me in a loop of entering authentication info, or actually succeeds only to tell me I have no accounts at CapOne.
I'm frustrated mostly because this cutover to Plaid has been nothing but moving backwards. Previously with the old direct import provider I had to enter a 2FA code each time I wanted to import, but at least it worked. Now I can't link the account at all.
