YouTube demonstration living on credit

Hi YNAB Team,


I would love to see a YouTube video series (Hannah/Ben) to show how YNAB helps even when you are in debt and using credit when your spending is more than your pay cycle.

YNAB is great to get those true spends realized and help to get budget health improved. It helps you to start living on cash and not credit.

I find the videos show a great and simple way of living, only if you are good with money management.  We really need to show how to take over bad habits and turn them into good.

I need food, I don't have cash.  How do I record it in YNAB?  The credit card is high, I can't pay it.  How does it roll over.  

Note, I am great in my budget, thanks to YNAB.  I was very upside down in speding and credit debt.  Now I have my $$$ working for me 4 months in advance. WOOOOT


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  • PaulSue Thanks so much for this! Our team has been talking quite a bit about how we can better serve YNAB-ers who are starting in overdraft (or have expenses that exceed income, etc) lately, so I'm glad to see your request out in the wild. It confirms for me that there's still a lot of room for this type of content on our various channels.

    I'll be sure to pass this message along to our content creators. 😊

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