Budget not matching amount to be budget
Budget not matching amount to be budget. Here are the details...
My current amount to be budgeted is 0.00 under budget.
If I add $2000 in to be budgeted, it shows my amount to be budgeted is 1985.99.
Why is this happening? Shouldn't the amount to be budgeted be $2000?
Thanks in advance for any insight anyone can provide.
You should understand that the future-most TBB is the only one guaranteed to be accurate due to the free-flow of funds between months. The fact money can be pulled back to the current month without any obvious indication -- leaving next month short -- is often called Stealing From the Future. It's a design flaw that has been criticized from launch (4.5 years ago), and a search will pull up many discussions.
There are several workarounds:
- Temporarily store next month's funds in a holding category, and budget next month when it arrives
- Leave $1 in TBB -- assuming no overspending, that guarantees current and future TBBs are identical
- Be vigilant -- use the Move Money tool so adjustments between categories are matched. If you do manually enter a budget number, flip forward to check on that future TBB.
- Install the Toolkit Extension (a 3rd party browser extension) -- among MANY nice features, it augments the current header with the amount the future is short
In short, it's not a problem if you know about it. Unfortunately, new users don't know about it, and some of them get caught short. At least that's not you. :-) You might make a feature request that YNAB should indicate when funds are double-booked between the present and future months.