How to "bundle" categories and impact of reporting

I notice that many YNABers tend to use "Monthly Fixed Expenses" as a category name.  Most budgeters, however, tend to use Housing, Transportation, Living Expenses, etc. as expenses.  Is there a benefit to using Monthly Fixed Expenses as a category?  Which of these methods provides more useful reporting information down the road? To be honest, I've gone back and forth between these two methods.   I attached a screenshot of a portion of my current budget. 

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  • I'd say a Monthly Fixed Expenses category is helpful if you're living paycheck to paycheck as it simplifies the paycheck budgeting process. Once you're a month ahead, I find it totally unnecessary. My categories are all functional as in your most budgeters example.

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  • Second the use of temporal groups to help allocate individual checks. The emphasis is on the immediacy if your needs. Once you can budget in month sized chunks, you can emphasize functional organization.

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