Help...I'm in a pickle
I just can't see what I'm doing wrong. I have all my accounts set up, one of which is a savings account titled Emergency Fund. I also have an Emergency Fund category in my budget which reflects the amount in that account exactly. So....today I had to pay out for an emergency. Paid from my current account and transferred money over from EF. All well and good, my accounts match up. BUT... my EF category is now wrong and however I try to change it, it just ends up showing in To Be Budgeted... I just can't get my head around it. Surely if there's more money in my categories than there is in my accounts it should flag up as overbudgeted?? And how do I change the amount in the category?
Presumably your emergency caused overspending. Not sure how you sorted it, but I wanted to let you know that an easy way to handle it (but not an obvious way) is to click on the overspent Available to bring up the Cover Overspending tool and pick your Emergency category as the source of funds.
Also, as a heads up, you seem to be trying to keep an account synchronized to a category. That's unnecessary since categories keep everything straight in YNAB and actually takes more effort if you insist on doing so. You also lose out on interest from your other money that you don't need in the short term. You would do well to read this blog article (screenshots are from an earlier version, but the principle remains unchanged).Reply