How do I split accounts on a transaction?
My wife spent $39.09 at Walmart, split over 5 budget categories.
She then paid with $25 cash & $14.09 on credit card.
Is there a way to split the account on the transaction like I have split the budget categories?
Yes. Make the transaction from the credit card account register. Here are the lines you'll use:
Ln1. Payee-Walmart; category-split; total to hit CC ($14.09) in outflow
Lns2-6. Payee-Walmart; categories-1st-5th; amounts 1-5 in outflow, respectively.
Ln7. Payee-transfer from wallet account; no category needed; $25 inflow
If you don't have a wallet account in YNAB, Ln7 should read: payee-cash; category-inflow/TBB; $25 inflow. You'll then go to the budget screen and budget that $25 wherever you see fit (it doesn't necessarily have to go to those categories used in the transaction, because money is fungible).
Hope that is clear as mud. I'll post a picture of what that looks like in a bit.
Are there any tips on how to get those "cash/wallet funds" to a category? Using the example above, say I wanted to know that the $25 cash went to grocery items so the total was $37 spent in that category and not $12. I am still struggling with how to split a payment between two accounts but have it be for one particular category. Thanks in advance>,<
to further explain my point/question, say I bought a refrigerator for $2000, and spilt it evenly between 2 accounts. It's one item in one category but within that category only $1000 will be recorded in that category, as the remaining $1000 would be a transfer in which the "Category (is) not needed"