Giveaway!

Hello, YNABers! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending a t-shirt and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below with one thing you love about YNAB.
  • On Wednesday, 4/25 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send a prize!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • I love how YNAB lets me be in control of my money rather than the money control me :)

    Like 1
  • We love the simplicity of the system and how easy it is to share in the family. Even my wife who didn't like tracking expenses love YNAB and gives me a kick in the a** every payday to keep the budget alive. Love it.

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  • I love that it reduces my anxiety when I'm spending money because I know I can afford it.

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  • I love watching every transaction as it comes in.  It keeps me up to date on how I am spending my money.

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  • Been with YNAB since YNAB 3. Impossible to accurately describe what paying $45 a year for nYNAB  does for me now. Love watching my age of money grow. Love the ability to watch all of our transactions be magically cleared.  This saving me hours every Saturday going from site to site clearing transactions. Love being able to save for a rainy day  man I could go on and on  Love. Love. Love YNAB. For the record, always  have.

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  • Been using YNAB for years, even when I was in the red it led me out of it, I love how easy, transparent and lovable it is.  I once thought about joining the team as a ‘writer’, but unfortunatel

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  • I love how YNAB makes it easy for my husband & I to share budgeting responsibilities! Any frustrations of our old envelope system & the inevitable  “did you enter this in?” or “we overspent because I didn’t enter that previous expense in!” are gone!

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    I love the mobile app.  It's very easy to have an impromptu budgeting session while my wife and I are away from home, make a decision, and just like that our budget is updated.

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  • I love the way YNAB has changed my thinking to realize sacrifices and deciding I can go out to dinner... or buy a new shirt... not both! Realizing my priorities has shifted my spending!

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  • I ❤️ how YNAB puts the budget at the centre. I used other 'personal finance' programs before, but all they could do was track where my money had gone.

    Like 2
  • Love how YNAB keeps track of credit card payments. YNAB makes managing my money so easy!

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  • I love how easy YNAB makes it to give every dollar a job, how it lets you effortlessly oversee that job, and the not-so-subtle improvement that makes with your money situation and peace of mind.

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  • YNAB has helped me prioritize where I want my money to go rather than it just disappearing on random, unplanned purchases.  I’m now thinking intnetionally about my spending without feeling restricted!

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  • YNAB has set me free to enjoy my life by prioritizing my money and making it work for me instead of against me.

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  • I love how YNAB makes me more mindful of expenses that are not in the immediate future.  Previously, I was tracking expenses and not budgeting, so I would have $50 "extra" in my account and think 'Yay, let's go out to dinner!' and then have to put the twice-yearly car insurance or whatever on a credit card because I didn't have the cash. Now, with giving every dollar a job, I can plan ahead and know that yes, my bank balance might say that I have plenty of money to spare but I know that most of it has already been allocated to upcoming expenses and isn't really extra. It's completely changed my thinking about what a budget is/does.

    Like 2
  • I love how YNAB gives me the tools to see what "spare money" I have after bills and future expenses. Previously I just looked at my bank account to see whether or not I could afford something. In doing so I wasn't thinking about future expenses and sometimes left myself short, which is never fun. With all my bills and future expenses accounted for, spending my "spare" money is a much more enjoyable experience :D

    Like 1
  • I love how YNAB has allowed me to increase my net worth by over 25% in just 6 months! Financial clarity is an amazing tool and YNAB makes it easy!

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  • I love how YNAB helps me to really visualize my goals! It helps my husband and i have the conversations about what we want to do with our lives, because it likely costs money!

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  • I love YNAB for its goal setting. All my categories have a goal so I know if I’m on track. It really helps me prioritize. 

    Like 2
  • I love how YNAB eliminates me from focusing on balances (bank, credit card, etc) and has me focus on categories of spend. I always know that i have enough money to cover my expenses and my credit card is paid in full every month. It works!

    Like 1
  • I’m so new at YNAB I need al the help I can get and all the motivation to reach my goals. I think I can do this!!!

    Like 1
  • Before YNAB, I was obssessed with/terrified if money. I constantly worried until the next paycheck came. Then it started all over again. Since starting YNAB two years ago my life has totally changed. I am free to think of other things besides money. I get so excited for a payday so I can play with all the categories and budget. If i overspend in a category it’s the first thing I take car off when paid. It’s absolutely essential to know where all your money is which takes all the fear away. I could not have stuck with it if not for the amazing support team. They help me with all my goofs. Thanks for that. 

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  • I actually love the methodology that YNAB uses to make budgeting seem like less of a "chore"....and more of a reward

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  • I love how YNAB has transformed how my husband and I approach our finances. It has shown us how far our money can actually take us! 4 years and counting and we’ve never looked back. 

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  • I love that YNAB gives me the feeling that I am on top of my finances. I feel like a financial ninja!

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