Giveaway!

Hello, YNABers! We're hoping to get more folks to join the forum, so we're doing a little giveaway! We'll be sending a t-shirt and the YNAB book to five winners. We'd like to include new folks as well as current forum users, so even if you're not new, please participate! 

So here's how it will work:

  • Leave a comment below with one thing you love about YNAB.
  • On Wednesday, 4/25 I will choose five people at random. 
  • That day, I'll contact the winners privately to get some information so we can send a prize!

A few notes for new folks:

If you haven't created an account with the forum yet, you'll just need to do so before you can comment. Click 'Login' at the top of the screen. If you're already logged in to your budget in the same browser, you'll automatically be signed into the forum. If not, sign in with the same email and password you use to log in to the YNAB app.  If you haven't used YNAB before, you'll need to create an account first. 

New folks will be assigned a random name, avatar, and username, but you can change your name and avatar if you like! Just click your user icon in the upper right corner and select Edit Profile.

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  • I love how easy it is to save for infrequent true expenses...like car insurance. It makes paying those bills stress free because I know the money is there.

    Like 1
  • What I love about ynab is that it helped me break the paycheck to paycheck cycle. My credit card spending is in the budget and linked so paid in full ever month is a cinch. And when the unexpected happens I can pay it without worry by simply reprioritizing and bam. Crack window from a rock on the freeway replaced without stress. 馃槉

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  • YNAB evolves in the best ways - that鈥檚 why I love it so much. 

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    • anyone recall when YNAB didn鈥檛 automatically synch with their bank accounts? For years  Jesse Mecham and team were prepared to DIE ON THAT HILL to keep us more connected to our spending, but I still remember so vividly his post about his enlightenment on the matter. And the truth is, that change hasn鈥檛 disconnected me in anyway.

      Like
  • Only one thing that I love??? How do I count the ways...

    I LOVE setting goals and then being able to quick budget each month to make that yellow go to green! Also makes it really easy to see where it priorities are before we spend money on something else!

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  • I love that YNAB forces me to stare my actual finances straight in the face - this is going to be enormously helpful as I start paying off my student loans. Speaking of which, I love that YNAB is giving me a free student year as I start that journey :)

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  • Please pick me ... I need the shirt!!!!

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  • Hard to pick just one thing, but I love how YNAB allows money to be moved between categories easily. Also how payment amounts for credit cards are automatically calculated using categories.

    Like 1
  • Just one? I love not being able to relate to posts about being broke.

    Like
  • Bye bye money stress!

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  • What I love most about YNAB is that I know at any moment how much money I have and where it is allocated. I don't have to guess when it comes to making a decision. If I need to move funds around I know where it can from and where I can move it to.

    Like 1
  • I love how it gives visibility and preference to where my money *needs* to go so I'm less tempted to use unexpected income on where I *want* it to go. 

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  • I love how YNAB has made prioritizing for our goals and true expenses easy. 

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  • I love the feeling of calm I get using YNAB when I know exactly what my money should be doing.

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  • I love that YNAB has live informational classes to watch that teach you how to use the system in the more effective way! 

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  • I love that YNAB doesn't make me feel bad about my money missteps. It just says, "Okay, let's adjust and move forward." Also, it's freaking fun and I finally feel like I'm gaining control over my finances, bit by bit. I get impatient for each paycheck to come in, not because I'm getting paid, but because I can then budget!

    Like 3
  • I love that can drag my bank account file right in to YNAB so I don't have to manual enter in all my expenses! 

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  • Have been 鈥渂udgeting鈥 for over 30 years- learned about YNAB 5 years ago and taught that money management philosophy to my three teens, now college students. Found that my personal Quicken 鈥渂udgeting鈥 money management was not improving! This year we switched our system entirely to YNAB- and we are really seeing the flaws in our old money handling methods- looking forward to actually achieving our money goals!  One flaw- floating credit card payments- and never getting one month ahead-

    Like
  • I love how reactive the support is (:
    And I really love that I have so much more control over my money. It's amazing.

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  • I'm using my husband's account.  he he.  He is the main YNAB driver in our house, but since he has implemented it in our lives I LOVE LOVE LOVE that we NEVER argue about money anymore.  It is all discussions about our priorities and when our priorities are in line our decisions about money are so much easier than before!!! Thank you YNAB!  Not to mention all the money it has saved us by making our spending so transparent!

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  • YNAB is great, because it's simple.  It's about as simple as budgeting software can get and still be effective.  

    Like 1
  • 9 months of subscribing to YNAB = 9 months of no nasty surprises. Didnt realise how much of a mental load there was until it wasnt there any more. Thank you! 

    Like
  • I love how I can buy things like clothes without worrying, because I know I have money in my budget! I also love how much my savings categories have grown!

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  • I鈥檝e been budgeting for years with my own spreadsheets and then different software. I鈥檓 still pretty new with YNAB and still learning and figuring it out, but what made me want to try it was the totally different outlook of budgeting with money you already have, instead of creating your monthly guess of what youre going to get and categorizing from that. I never seemed to stay in budget doing that and YNAB is helping!

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  • I love how YNAB does all the hard work for me and provides the tool to do an analysis on our finances. I always know if I'm overspending or if I have money set aside.  I no longer wonder where I'm at financially at any given time.

    Like
  • I love how YNAB has helped me to consistently have money in my checking account to pay for bills rather than scrambling to afford things like rent.

    Like
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