1st victory = Significant Other on board!

This was the first weekend that involved a payday and YNAB. After telling my wife every dollar is already assigned a task, she's on board with checking the budget rather than seeing what's in our bank account!!! No impulse purchases for both of us! She still working on how to input transactions on her phone, but baby steps! We'll get there!

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    • Khaki Storm
    • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
    • Khaki_Storm.1
    • 2 mths ago
    • 2
    • Reported - view

    Fantastic and why many of us are here. The apps seem to be a good communication tool and less scary that a spreadsheet to some. 

    Reply Like 2
      • Henry T
      • Broke Engineer
      • Henry
      • 2 mths ago
      • 3
      • Reported - view

      Khaki Storm She definitely didn't understand my spreadsheets! From inputting purchases on one tab to another, she eventually gave up and it was on me to tally everything up for each day. I started off the convo by saying, "I (we) are putting aside $100 for you to spend on whatever you like this paycheck, this amount to our bills, and this amount to other expenses. As long as you keep track of what you buy, we should be in good shape. If you track this in the app, you know exactly how much you have left."

      She's entered her first transaction for happy hour, set up a goal for Christmas presents, and another goal for a family trip! Everything is falling into plan!!! 🔥🔥🔥

      Reply Like 3
      • Khaki Storm
      • YNAB book topics online: https://support.youneedabudget.com/r/q5w48j
      • Khaki_Storm.1
      • 2 mths ago
      • Reported - view

      Henry T Fantastic. My story is similar. I toyed with a summary level Google sheet that could be linked to a larger sheet with transaction details, but trying to navigate thru the sheets app wasn't smooth. 

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  • Fabulous!  Am not there yet.  2.5 years of YNAB and just this month I cleared my debts (except our house mortgage).   I have found that being able to share my progress has changed the financial conversation between my husband and I.  YNAB has given me those words to use to make the conversations easier....like 'this is my priority' and 'I'm putting aside money now/each month for when XYZ falls due'.

     

    I still hold out hope to get him on board!   

    Reply Like 2
  • Hi Henry T !

    It sounds like you and your wife are off to a great start! We like to say the couple that budgets together, stays together! :)

    If you have a moment, take a look at our Join Forces Guide—we offer a number of tips and tricks on budgeting together. 

    Reply Like 1
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