What is Your Budget's Name?

Hi everyone! I've always had a difficult time naming my budget in YNAB and I've been wondering what other people name their budgets. And now I have a place to ask!

Is your budget name something silly, meaningful, or serious? I would love to know!

My budget is usually called "Lemons and Limes" because when I was little and my family was doing well financially we would have more fresh produce in the kitchen because we could afford it.

Thank you to anyone that replies!

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  • Hi Kate,

    I’m so glad you asked, because it’s got me thinking that I should do something more interesting in the naming of our budget.   

    Mine is ‘Budget 2016’.   I’ve been a YNABer since version 3, and in January 2016 was when they cut over to YNAB online, and I spent New Year’s Day 2016 moving to the online.  I figured when I was more settled with the new system, I’d change it, but never did. 😀

    I love that you named yours Lemons and Limes and that it has meaning to you.  I’m going to put some more thought into mine.

    Like 2
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 1
      • Reported - view

      Hi Wendy ! Thank you so much for your reply! Let me know what you do name your budget. I thought a sincere name would help me think of my budget as something more personal than just a spreadsheet with some numbers on it and it actually has helped.

      Like 1
      • Wendy
      • Sheepdog
      • 2 yrs ago
      • 4
      • Reported - view

      Hi Kate  ,   I decided on a new name.   I was on Josh Becker's minimalist's website and he mentioned when discussing minimalism "Freedom, Intention, and Passion" in one of his articles.  For me, budgeting and minimalist concepts go hand-in-hand, and it felt appropriate for my budget as well. 

      So, at least for now as I plan to periodically reflect on my budget's name and change it when appropriate going forward, my budget's name is "Freedom, Intention, Passion".   :-) 

      Thanks so much for asking this question!  :-)

      Like 4
  • <Lastname> Budget

    Nothing fancy or creative.

    Like 3
    • rolltide
    • Vita, epulum! Famescenti tamen plurimi miseri!
    • rolltide
    • 2 yrs ago
    • 5
    • Reported - view

    Colbert - after the 17th-century French Minister of Finances, not the late night talk show host.

    Like 5
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 1
      • Reported - view

      rolltide Ooooo I like that!

      Like 1
    • Ben
    • Toolkit for YNAB Designer & Developer
    • furiousfalcon
    • 2 yrs ago
    • 2
    • Reported - view

    Mine's pretty boring -- just "Main Budget" to separate it from any test budgets I'm using and my YNAB4 export budget.

    Like 2
      • alexmidd
      • alexmidd
      • 2 yrs ago
      • Reported - view

      Ben Ha, yes, that's the name for mine too. Very boring of me. I must think of something more interesting than that.

      Like
    • Ben What do you mean "Test Budgets"? Is that where you try out a payment/saving plan or something else?

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      • Ben
      • Toolkit for YNAB Designer & Developer
      • furiousfalcon
      • 2 yrs ago
      • Reported - view

      Ruff16965 (05bd62cee897) I'm one of the developers for http://toolkitforynab.com/ , so those budgets are for testing Toolkit features without worrying about accidentally messing up my real budget.

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      • powerwordbudget
      • 4th Level Budget Wizard
      • powerwordbudget
      • 2 yrs ago
      • Reported - view

      Ruff16965 (05bd62cee897) I also use Test Budgets to finalize category names if I'm thinking of starting a new budget. My current budget was a Test Budget before it became my official budget :D

      Like
  • Mine is 'Stick To' in the hope that i don't give up on it. So far going strong, especially with automatically inserting the transactions from my Monzo account

    Like 2
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 1
      • Reported - view

      Michael I love the name and the idea behind the name. 😄

      Like 1
  • My Precious

    Like 6
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 2 yrs ago
      • 4
      • Reported - view

      PNUTMnM I like your username and avatar. They make M&Ms in my zip code. 😁

      Like 4
      • PNUTMnM
      • PNUTMnM
      • 2 yrs ago
      • Reported - view

      nolesrule Thanks! I've always had a thing for them. That's cool that you are close to where they are made. My budget probably couldn't handle me living close, even in the same zip code, to where they are made.

      Like
  • I'm boring.  When I started YNAB 4, I called my budget "2012 Budget" because in YNAB 3 I'd be restarting every year to reduce file size and improve performance.  Turned out that 2012 Budget lasted till late November 2017; at that point, I chopped the data down to starting at January 2017 so I could export to web-based YNAB.  Of course, I called the new budget "2017 Budget."

    Then I took 3 tries to get it where I was happy with what came over.  All 3 resulting budgets had similar names, and I could never remember which was the newest and best.  So when I found it the last time, I renamed it "2017 nYNAB Budget."

    I know, I'm boring.

    Like 5
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 1
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      Patzer But it works for you! I think the true nature of a budget is that it can be as impersonal or as personal as the budgeter wants. Thank you for sharing!

      Like 1
  • I have Budget for my personal account and Joint for my joint account, but I like the idea of making them more personal to me...will have to brainstorm!

    Like 1
  • Love the "Lemons and Limes" name, Kate ! Mine is a play on part of my last name: "A Very Whitty Budget" :)

    Like 2
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 1
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      Janelle at YNAB I like that idea too! Maybe when I get married to my boyfriend we'll have a "Sweet" budget together. 😊

      Like 1
  • When I first started 2017, my budget was just named "2017". I know I was taking it too seriously because halfway through the year I ended up starting a new budget that I named "Budget for Initiative 2017" to reflect my ramped-up D&D hobby. Around that time I'd also started a non-budget called "Category Tester" that I was using to "finalize" my budget categories.

    Once I was satisfied with that, I made a fresh start of the Category Tester "budget" and turned it into my current one, which is "Power Word Budget". In D&D, "Power Word" spells are high level spells that either do great damage or help greatly depending on which Power Word spell is used. I'm hoping my "Power Word Budget" will help me immensely in the coming years 😂

    Like 3
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      powerwordbudget I play D&D too! I love that you incorporated D&D into your budget with the use of spells. I should think about doing that too!

      Like
  • Ours is "Real Budget" to separate from the original first budget that we had to test different things out on and learn how YNAB worked. I like the idea of personalizing it though!

    Like 1
  • I was only vaguely aware you could name a budget.  I knew you had to save it as something but I had no idea you could change it. 

    Armed with such knowledge, I may have to consider my options.  I have about 4 budgets, and I never can remember which one is which and I am always switching til I find the right one. 

    Like
      • boodles8
      • boodles8
      • 2 yrs ago
      • Reported - view

      Can you do rename in YNAB4?  I've not switched yet.

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      • powerwordbudget
      • 4th Level Budget Wizard
      • powerwordbudget
      • 2 yrs ago
      • Reported - view

      boodles8 IIRC, I think you can choose what they're saved as on your computer, but YNAB4 budgets didn't have names the way nYNAB ones do...

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      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      boodles8 Names will really help with multiple budgets! Let me know what you decide to name your budgets when you do!

      Like
  • This year I changed it to "CJ's Awesome Looking Up Budget" because for the first time, I have money to put in RDFs.

    Like 3
  • I cannot tell you it is only for authorized personal with a top secret security clearance. 

    Like 6
  • Norbert, named for the dragon hatchling with hiccoughs in Harry Potter.

    This came about as a result of a discussion on the old forum where maylou posted a comment about how we were not dragons hoarding gold, and withforksandhope responded by saying it would be funny if someone named their budget Smaug, the dragon in Lord of the Rings.  This greatly amused me for some reason, and I joked that when one has a small treasure, one only needs a small dragon like Norbert. Ever since I tend to think of my budget as Norbert.

    Like 7
      • rolltide
      • Vita, epulum! Famescenti tamen plurimi miseri!
      • rolltide
      • 2 yrs ago
      • Reported - view

      HappyDance LOVE this! Thanks for sharing the background. Love that even more... 🙂

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      • HappyDance
      • YNABing consistently since 2014
      • HappyDance
      • 2 yrs ago
      • 1
      • Reported - view

      rolltide 

      Of course, I now envision my Norbert has grown a little from his hatchling size to an accident-prone dragon toddler, still occasionally bumping into things and falling on his backside.

      Like 1
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      HappyDance A Harry Potter Reference! I love hearing all the creative/serious/simple names that people have come up with for their budgets. I feel like you can tell the intention of a budget that way.

      But I think I'd have to go with Eragon if I was going to pick a dragon name for my budget. She was my favorite literary dragon growing up. 😊

      Like
      • alexmidd
      • alexmidd
      • 2 yrs ago
      • 1
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      HappyDance Smaug was actually in The Hobbit. ;-)

      Like 1
    • HappyDance slightly off topic, but related for me: we have a Roomba named Dobby 😁. 

      Whenever it (him in my head) gets stuck anywhere I walk around the room calling it by it's name. 

      Like 1
  • I named her Freedom. Keeps our eyes on the prize.

    Like 5
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      BurquenaPequena I love it.

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  • Ours is just “Lane Family Budget.”

    Like 1
  • Team Robin

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  • Mine is super simple - it's called DEBT FREE 2018. We became debt free except our house in October, so I renamed the budget as a reminder to not ever go back to how we "managed" our money before.

    Like 1
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      Hufflepuff This is a great idea! I want to finally be debt free this year so I may have to work this into my budget's name too.

      Like
  • I feel so basic!! Mine is just called JMB Budget (my initials). I have a few other budgets called playyyyy and play budget and tryouts just to see how different scenarios come about and work. 

    Now I'm considering using something a little wittier, but I honestly never even look at the budget title. 

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      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      jmarieb16 That's okay! I love naming things I own from my iPad to my car so I was always messing around with the budget settings and naming my budgets pretty early on. Let me know what you do decide to name your budget if you change it!

      Like
    • eloquentz
    • Numbers Wizard (Accountant), Acoustic Artist (Musician) and Jill of all Trades (Wife & Mother)
    • eloquentz
    • 2 yrs ago
    • 2
    • Reported - view

    I am boring and never changed it from the default "My Budget".  In fact, it never occurred to me to change it.  Maybe when I do a Fresh Start or start over, I will change it.  Inertia and all.

    Like 2
  • Mine is called...."Episode 4: A New Hope" lol

    I don't know what I was thinking at the time, except I was doing a fresh start after having a 3 month budget lapse.

    Also - I love Star Wars (if you couldn't tell)

    Like 7
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      Ryan Oakley I'm sure if my boyfriend also used YNAB that he would pick a budget name like this! I think this is really creative because you're starting a new saga in your life. 🙂

      Like
    • MsTJ
    • YNAB has given me back my future
    • Believer_in_YNAb
    • 2 yrs ago
    • 5
    • Reported - view

    Love this topic.  As others have said, I hadn't thought about naming my budget.

    This got me thinking and I came up with Bill.  I am single and things have come up where I had to say, in public, I had to check my budget.  That felt powerless.  Now I can say let me check with Bill.  I figure most will assume Bill is my partner and if they ask who Bill is, will tell them he's my accountant.  Bill seems to work as my budget is ruled by bills, both the kind I have to pay and the kind I use to pay them.  

    My budget might have gone on forever without a name.  Thanks.

    Like 5
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • 2
      • Reported - view

      TryingToGetAhead I'm so glad you have Bill in your life!

      Like 2
      • Vibrant
      • No more counting dollars, we'll be counting stars
      • vibrant
      • 2 yrs ago
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      TryingToGetAhead "Bill is my accountant." I love it and I might have to steal this. So much more shmancy than saying "I need to check my budget." 😆 

      Like 4
  • Ours is called L & S 12K - Our first names, plus the 12k to show that this is the budget where we are putting 12k into our ROTH's.

    Like 2
  • Ruff's Budget.

    Ruff is a nickname/alias, it was meant as an insult in a college class but I embraced it.

    Since the New Year is fast approaching I might rename in, might not. It is something to think about.

    Like 1
      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      Ruff16965 (05bd62cee897) Did you ever rename your budget for the year?

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    • Kate Miz Kate, I did but ended up changing it back, the new name and I can't remember what it was just did not seem right to me. Still thinking on something but with all the upheavals in my life recently, divorce, moves and such I think it will stay. Maybe if I ever get involved with someone again we will choose a name together.

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      • Kate
      • Joyful Technical Writer 🌴
      • sweet_sunshine
      • 2 yrs ago
      • Reported - view

      Ruff16965 (05bd62cee897) No worries Miz-ter Ruff, I just wanted to ask!

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