Including CC in Reports when paid in full each month
Question for the Gurus. My Wife and I put 90% of our expenditures on our CC for the cash back features. Through the power of YNAB, it's paid in full each month. (Net Zero)
Right now the card is part of the Budget Category, and when I include it in the listed accounts for the reports, it decreases my net-worth and ballon's my dept. I don't believe it should be included in debt, as it's my normal monthly out.
Should I just keep it "unchecked" in reports as its not really debt?
Should I keep it checked, as the "spending" isn't reflected in my assets until I pay the CC in full?
Basically, which method is more accurate in regards to actual net worth month on month.