
Goals - Best Practice
Is it best practice to have goals equal total income expected for a month? I just realized my total goals is a few hundred less than I expect for income, should I just up my saving goal or could that "overflow" be used differently?
Like
Follow
6replies
-
It's totally up to you! (And, to echo what others have said here, the only real best practice is that your monthly goals not exceed your income! 😉)
And, because of this, it's an interesting question to consider!- Do you use a Budget Template? And are you paid regularly the same amount? If so, perhaps it makes more sense to you that your total goals be close to your total income.
- Have you used a margin in your budget? This could be a spot in your budget where your excess monthly cash is stashed so you can use it for flexibility.
- Or, maybe, that excess monthly cash is compost for your Wish Farm?!