Family permission levels
Hello all. I've been a YNAB user for a while now and have 1 issue I'm hoping someone has a solution to. I'm divorced and share custody of my two children with my ex-wife. I use and preach YNAB almost daily and my kids are reaching that age where I want to start teaching them budgeting using YNAB and the YNAB rules. They each have cell phones and computers at my home, that I pay for. They are welcome to take either or both back and forth between my home and their mother's home (one week at their home with me, next week at their home with their mother, etc) I would like to be able to set up a budget in YNAB for each of them so they can begin using it for wish-farm items, savings accounts, money management, etc. I'm trying to figure out how to do this in a way that they can look at their budgets while at their mother's house and I don't have to worry about their mother being able to look through my financial information. Not that I have anything deceitful to hide from her. It's not that type of an ex-wife relationship, but I don't want her to have full access to my financial and budgeting information for what are probably some pretty obvious reasons. To be blunt, it's none of her business. I've previously added this as a feature request. I'm also aware of YNAB Family and have tried it, but I want the kids to be able to use the YNAB app on their phones, see the actual YNAB interface in the actual YNAB app on both their phone and computers, and learn to use it the way it was meant to be used, without worrying that my ex-wife can also look at my finances when they are with her. Does anyone have any type of suggestions as to how this can be done? It is the one thing that is preventing me from bringing my kids into a budgeting, money-conscious, YNAB world of money.
As of this writing, the only option is to get another subscription to YNAB for the kids, and set up each of their budgets in there, so they could access it here, there and everywhere, and your ex could see any or all of their budgets but obviously not yours, because it's a different account.
Yes, not ideal. But it would work. Curious what YNAB team will come up with, (and when) and if it would solve your scenario.
Hi Cyan Steel ! I love that you're passionate about teaching your children more about finances!
We are looking closely at multi-user features, and the others needed to support it. I can't say for certain how we'll implement them, but they're in the works. You mentioned you've submitted a previous Feature Request, but if any of the details above have changed, or weren't originally included—I think this is a solid use case that our team could learn from.
Thank you for this post. I am in the midst of a divorce, and could also really use some privacy/access settings for YNAB, and here's why. My soon-to-be-ex and I use YNAB for both our personal and work expenses, and rely heavily on YNAB to help us get organized for our tax preparation.
While we will be separating physically (and separating our finances) this November, we will be filing joint taxes for 2020, and so all expenses must continue to be recorded using YNAB for November and December (after our separation). I want to create and follow my own budget (finances and budgeting were an issue in our marriage), so that I can get a plan and get out of debt as soon as possible! BUT I do not want my ex to see and have access to my financial information after we separate. Being able to keep our joint budget active and accessible to both of us, but also allowing me to have my own private budget, would be phenomenal.
After our taxes are done in March 2021, I will change my signin info so my husband no longer has access (I'm the budgeter). But I want privacy NOW! Oh well, sounds like YNAB developers are still at work on this feature (I surely hope they are). Just wanted to share my own "use case" for the YNAB team.