Gaining Control of CC

So we pay off our credit card each month (never have paid interest since we owned it). However, we never really kept good track of our spending. We have used other means to have a budget (excel, software, etc.) But since using YNAB for just a week this is awesome. For someone who pays off the credit card, this is a must software in my opinion. It keeps you on track with your budget. This week I have avoided buying things, or just saying I will need to wait until next month. We are making some long term goals, and I really think this is going to keep us on target.  I have already started recommending 

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  • Welcome! You are now on the path to financial freedom!

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  • Awesome!

    Hmm, could I delete my budget, go off the YNAB wagon for a few months, and then start again just to recapture that feeling?

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