Why does next month show a negative TBB balance?

I know that I went to the July budget last week to add a few dollars in one of the categories, but I can't figure out why it's showing a negative balance (of $243). I wondered if perhaps I inadvertently scheduled a payment in that month, but July shows zero activity and only $11 overall in budgeted dollars. How do I even begin to figure out how to resolve this?

I usually YNAB on mobile, but I even logged in on my computer to see if anything was more obvious. Help?

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  • If you made any adjustments to your budget in June, and you have already budgeted excess funds to July, that adjustment would take from July's budget and show a negative amount. In that case, you will need to make a reduction of budgeted in July to allow for any changes in June.

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    • Navy Blue Pegasus I'd only budgeted $11 in excess funds in July, though. Moving that amount back to TBB doesn't address the full $243 that shows as negative. 

      I think what confuses me is that ...I shouldn't have any missing money. I had an overspent category and used another to cover it. But even that overspent amount wasn't $243. 

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    • Georgia Aster There's a known bug we call Stealing From The Future in which YNAB allows you to pull money from the future while still showing TBB in the current month as $0. There's a Toolkit setting that adds a line to your header with an indication, but that's the best solution if you really want to budget in next month. 

      I was bitten by this bug, too, so now I never budget in the future. I just put money in a holding category for next month. 

      Going forward, you can only adjust to make your TBB = $0, and protect yourself from the future. It's nearly impossible to tell where the overbudgeting occurred if you don't have your initial budgeted amounts written down or if you used Rule 3, which is moving money to adjust your plan as needed.

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  • In the July budget header, what does the "Overspent in June" line (next to TBB) say?

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