Adding budgets for my kids and want to password protect my budget

Hi all and Happy New Year.  I want to add budgets for each of my kids so they can start learning to budget their own money, but I don't want them to be able to see my personal budget.  Is there any way to keep them from seeing my budget?

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  • As far as I know, there's no way to password protect separate budgets within YNAB. You could get them their own account, or you could try working with them on the budget under supervision?

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  • I have a budget for each of my kids, and I just look over it with them.  I don't give them access to it fully, just under supervision, like CornFlower mentioned.  In fact, for the first bit, at least, as you're teaching them, it's better to be there when they're doing their budget, so you can teach them, and help them understand how to use the features.

    I understand your desire to have a password, and I agree that it would be nice.  You can put in a feature request.  I certainly would use a password for protecting my budget if it were available, but for now, I only give them access while I'm around.

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    • Annieland
    • I was told there would be no math.
    • Annieland
    • 5 mths ago
    • 3
    • Reported - view

    I just started my 16 yr old on his YNAB lessons a couple months ago, having had the same concern for years.  All I can tell you is I put the freaken fear of GOD into him that if he looks or touches one single digit I will know and he will be dog meat.  

    Like 3
      • dakinemaui
      • dakinemaui
      • 5 mths ago
      • 1
      • Reported - view

      Annieland Ha, yeah used to be kids were taught don't steal money from parent's wallets. I don't see this as being any different.

      Like 1
      • Jenna
      • JDubbs
      • 2 mths ago
      • Reported - view

      dakinemaui For me it would be more about privacy. I think its fair to say you don't want to share *every aspect* of your budget with your kids. 

      Has anyone put in a feature request?

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  • This is something I've been wanting for a while as well.  Everyone who wants this feature needs to submit a feature request.  If they get enough requests perhaps we'll get it.  ;)

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  • I don't think YNAB will ever do this.  We have been requesting this since the online version started.  They don't want to do it because they want you to buy additional accounts for your kids.

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      • SgtBatten
      • "YNAB broke" since 2013
      • SgtBatten
      • 11 days ago
      • Reported - view

      JollyB  exactly, it will simply lead to multiple randoms sharing a ynab account.

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      • JollyB
      • jollyb
      • 5 days ago
      • Reported - view

      SgtBatten I actually disagree that people will treat YNAB like Netflix, but this is what YNAB thinks.

      YNAB isn’t like Netflix: I think most people would be unwilling to share their account with friends.  People wouldn’t want even the possibility  of their friends (and even their family) knowing their finances).

      YNAB could come up with some limits to allow parents to share with (and teach) their kids.

      The point they are missing is that they would have built in future customers.

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      • SgtBatten
      • "YNAB broke" since 2013
      • SgtBatten
      • 5 days ago
      • Reported - view

      JollyB If each budget is password protected it absolutely will. People could share an account right now already and that is the situation you describe with people being able to see others finances. 

      My kid is a baby right now  but I don't have any issue with him seeing my finances when he's older. Why would I hide that aspect of life from him? There will be an age where he can comprehend it and before that lots of annoying questions no doubt, but it is our families finances, not mine.  I don't understand this concern though i do recognise it is very frequently mentioned here so i must be a minority in that view.

       

      I do agree that YNAB could find a way to limit access in some way, a pin code once per session before changes could be made for example. 

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