Why does it say I still have money left to budget in January but then make TBB negative in February?

Right now it says that I have $541.99 left to budget in January. When I put it in "Emergency Fund", it zeros out for January but then says To Be Budgeted is -541.99 in February.

What's going on, and how do I fix it?

25replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • It looks like you probably budgeted Feb, then went back to Jan and put the $541.99 TBB to your EF.  If that's the scenario, the $541.99 was part of your February TBB amount.  So, taking it away from Jan lowers the TBB in Feb.

    Like 1
      • Krys
      • I like bacon and sarcasm
      • Krys
      • 2 mths ago
      • Reported - view

      Dan S I agree with this. I had something like this happen during the month rollover, and it was because I'd accounted for the extra money being available in February, and gave it a job, but didn't note it as such in January, when it was earned. You can correct this (if it bothers you) by backing the amount out of your February categories, and giving the money jobs in January (that then roll over into being available in February).

      Like
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 1
      • Reported - view

      Dan S when TBB is positive, the only way the future TBB will differ from the present TBB is because of overspending.

      Like 1
      • Dan S
      • ddskiend
      • 2 mths ago
      • 1
      • Reported - view

      dakinemaui Yes, overspending is one component.  However, so is over budgeting.   Try it and you will see.  Go back to Jan and remove $50 from one of your budget lines, which will give you a $50 TBB amount. Then go to Feb and budget this extra $50 carryover somewhere.  Then go back to Jan and Budget the $50 back where it was.  The Jan TBB is now back to $0.  However, when you go back to Feb, your TBB is now -$50.  

      That's what I think happened for @fadoozle

      Like 1
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • 3
      • Reported - view

      Dan S OP's TBB was positive (not $0). That is critical piece of information that rules out overbudgeting.

      Like 3
      • Dan S
      • ddskiend
      • 2 mths ago
      • Reported - view

      dakinemaui yes, but what month was it positive? Jan right?  You couldn’t have gone through all the steps I outlined. TBB has two components. Try it another way.  When you get your first paycheck in Feb, it will give you a TBB amount. You can choose to budget that $$ in Feb. doing so reduces your TBB for March. Overspend your Feb, and it will also lower you March TBB even more. 

      Like
  • You have cash (red) overspending in January. You should correct this immediately.

    Ideally you would reallocate funds BEFORE incurring overspending. That way it's not too late to skip the purchase if you don't like the consequences of that reallocation.

    Like 1
      • dakinemaui
      • dakinemaui
      • 2 mths ago
      • Reported - view

      You can confirm cash overspending in January by looking at the February budget header (next to TBB).

      Like
    • Amy
    • Coach. Writer. Facilitator.
    • fadoozle
    • 2 mths ago
    • Reported - view

    Thanks for all the replies.

    I can't figure this out. I just got rid of all the budgeting for February to see if that would clear it up but it doesn't. It still says 0.00 for January and -541.99 for February. Now I don't understand what happened to all the money I took out of February's line items. Why didn't it increase my TBB for February?

    Should I just start all over again?

    Like
      • Krys
      • I like bacon and sarcasm
      • Krys
      • 2 mths ago
      • Reported - view

      Amy Look in your actual expenses. Are all of your accounts reconciled accurately?

      Like
    • Amy
    • Coach. Writer. Facilitator.
    • fadoozle
    • 2 mths ago
    • 1
    • Reported - view

    All, except, of course, the main one. Off by $37.49.

    Maybe I just need to hit RESTART on all of it.

    Like 1
      • HappyDance
      • YNABing consistently since 2014
      • HappyDance
      • 2 mths ago
      • 1
      • Reported - view

      Post deleted as not relevant.

      I need to learn to thoroughly read the original post before adding in my suggestion.

      Sorry about that.

      Like 1
    • Hi Amy !

      By chance, do you have any hidden categories that are overspent? That can make overspending harder to find.

      If not, I'd be more than happy to take a closer look here! If you’re up for it, go ahead and enable Support Access for your account. Once you’ve done that, let me know—and mention whether you’d like to continue the discussion here or via email instead. :)

      Like
      • Amy
      • Coach. Writer. Facilitator.
      • fadoozle
      • 2 mths ago
      • Reported - view

      Faness I don't think I have any overspent hidden categories. I think my issue is that I don't understand how TBB works across months if you end up moving money back and forth to cover overspending. And I'm not reconciled in the main checking account we spend from. I'm open to just starting all over again, but if you can help me understand something that will help me avoid this in the future, that would be great.

      I would love some help. Just enabled Support Access and would be grateful to continue via email if that works!

      Like
      • satcook
      • satcook
      • 2 mths ago
      • 2
      • Reported - view

      Amy are you trying to budget for all of your February expenses before receiving all of your income??

      Like 2
    • Amy Hello, Amy! I just sent you an email.

      Like
  • Has this been resolved? I believe I have the same issue.

    +418$ TBB left in Jan, everything in Feb is cleared with what's available. When I go back to give the 418$  from Jan a job, the Feb TBB gets substracted for the same amount, I end up with a negative TBB in Feb when I assign Jan money to a category.

    I think the unused balance from Jan should be available in Feb in TBB or if not, giving a job Jan money shouldn't be substracted the Feb TBB. Am I missing something?

    Like
      • satcook
      • satcook
      • 1 mth ago
      • 2
      • Reported - view

      Cyan Mask if you look at the header in February on a computer does it show overspending??

      Like 2
      • Cyan Mask
      • Cyan_Mask.13
      • 1 mth ago
      • Reported - view

      satcook  Nope, I have +142$ funds, -0$ overspent in Jan, -127$ budgeted in Feb, -0$ budgeted in future, leaving +15$ TBB .  All the rest like rent and a few other things are covered with available balance from previous month. 

      Like
      • dakinemaui
      • dakinemaui
      • 1 mth ago
      • 2
      • Reported - view
      Cyan Mask said:
      When I go back to give the 418$  from Jan a job, the Feb TBB gets substracted for the same amount

      This is correct, since a given dollar can only have a single job. The real question is why is the Feb TBB lower than that of Jan?

      Other than cash overspending in Jan (which you've eliminated via the Feb header), the only cause I know of is an outflow transaction categorized as TBB in Feb -- e.g., a reconciliation adjustment.

      Like 2
  • Thanks for your help.

    dakinemaui said:
    This is correct, since a given dollar can only have a single job. The real question is why is the Feb TBB lower than that of Jan?

     Exactly, since the 418$ hasn't been given a job so far, I should able to have the amount available in Feb  which it isn't the case.

    I just checked and all the transactions categorized as TBB are starting balance or inflows and nothing in this category in Feb so far. I am still puzzled.

    Like
    • Cyan Mask Enable Support access in your budget settings and get YNAB to look at it. You've supposedly ruled out cash overspending and TBB outflows in Feb, which are the only causes to my knowledge.

      Like
      • Cyan Mask
      • Cyan_Mask.13
      • 1 mth ago
      • Reported - view

      dakinemaui  Thanks again, I just turned it on and will get in touch with support.

      Like
    • Cyan Mask The in-app chat is probably your fastest/best approach. Good luck.

      Like
    • Cyan Mask I didn't see a message from you yet, so I reached out via email! It looks like the numbers have changed slightly in your budget from above. I'm seeing the same To be Budgeted amount in January and February. How are things looking on your end?

      Like
Like Follow
  • 1 mth agoLast active
  • 25Replies
  • 236Views
  • 11 Following