New month - expected yellow to carry forward
I have a category called Stuff I Forgot to Budget For. In January, I spent $2500 on a credit card, and used this category to budget for it. Because of the credit card grace period, I won't be required to pay this money until March 15. I didn't have the cash to cover it when I made the purchase (it was a one time unusual purchase), and it is yellow in January.
It is February now, and I expected to still see a yellow -2500.00 in this category. But it is a grey 0.00.
Why is it not yellow? I thought the yellow would carry forward to the next month.
Should I have allocated money to it in January, even though it would make my To Be Budgeted red?
I was hoping it would stay yellow for a visual cue that there was a debt coming up. Is there somewhere on the screen (web version) that shows this unpaid $2500?
Negative balances don't carry forward. The important thing is:
Forest Green Rain said:
I was hoping it would stay yellow for a visual cue that there was a debt coming up.
There isn't a debt coming up, you've already incurred the debt! The debt is sitting in your Credit Card balance. If you set a payoff goal for your credit card balance, it will tell you how much you need to pay off in February and March to clear it in March.
YNAB treats Credit Cards a little differently and the default way to use them is to only spend on Credit Cards that you can pay off in the same month. Since you didn't have enough in the category to do that, it just added onto your credit card balance and grew your total debt amount.