Getting back into it, canceling subscriptions...the little wins!

I jumped back into my YNAB budget after a year away today! I just started a new job that I think will be a good career move, but pays pennies. When I looked at my financial situation all laid out like that, I finally got off my tuchus and canceled some subscriptions I've been procrastinating on canceling! That will save me around $20/month, and I'm trying to decide whether to cancel a fitness subscription that I haven't been using too much ($13.99/mo).

Another big change in my budget this time is just linking my bank accounts, instead of mine and my partner's. I think it will be healthier in our relationship for me to focus on my own finances instead of trying to "fix" both of ours. 

I don't want to bite off more than I can chew just yet, but I'm hoping that I can still set aside some savings during this job so that I work on paying down my student loan debt. 

My non-YNAB little win at work has been getting up from my computer every hour or so to go outside. I hope my new coworkers enjoyed seeing me do a little jog around the building on my screen breaks! 

I hope everyone who's just getting started, sticking with it for the long haul, or starting back up again with their budget is having a great end to their week.

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  • Pumpernickel Princess said:
    I finally got off my tuchus and canceled some subscriptions I've been procrastinating on canceling!

     Some people feel so disheartened by this process - sad in retrospect perhaps, but it always makes me feel really happy to cross them off. 😊Welcome back!!

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  • My non-YNAB little win at work has been getting up from my computer every hour or so to go outside.

    You just inspired me to do this too! I was worried that my coworkers would think I'm weird but I know it's unhealthy to just sit at my computer for 8 hours straight with no sunlight. 

    Keep us posted on everything!

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      • Bunchberry
      • Bunchberry
      • 7 days ago
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      AstronautEAP Thanks for the encouragement, I’m glad you’re getting on board too! Have you stuck with it? I found out pretty quick that 2 of my 3 office mates are runners, and they even thanked me for inspiring them to move more during the day, ha!

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      • AstronautEAP
      • Aerospace Engineer
      • Navy_Blue_Lobster.10
      • 3 days ago
      • 1
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      Bunchberry Yeah, I've been sticking with it! I've found I'm way more productive & focused. Luckily I live in Florida so the weather is nice & it's starting to cool down a bit, and it will probably never be too cold to take a walk outside :) I need to learn not to care about what people think

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  • Good for you!!

    One of the other things that majorly helped me (and should have been a duh.... but somehow I didn't think to do it) is to really dig into the reports. Once I realized I could really look at exactly how much I was averaging in spending across several months it was a game changer for being able to effectively fund my categories. That single shift has really helped me to manage everything so much more smoothly, which means I'm still trending up!

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