Tracking the ways YNAB pays for itself is no longer an easy feat

I started YNAB in June this year to help get my my spending and credit cards under control. Since then getting my budget nailed down, I've been able to:

  • switch banks to get better interest off the money YNAB helped me save (Six bucks in interest so far)
  • avoid a fee due to catching my mistake quicker than the credit card company (28)
  • paying lest credit card interest (50 bucks less)
  • no more late fees on bills
  • raise my credit score significantly
  • use a credit card like a debit card and reap the rewards and not pay interest (80 so far)
  • pay off my first credit card
  • refinance my car to get a better rate and save 50 bucks a month while keeping the term the same. Though once my cards are paid off, the car is next

At this point, its going to be a pain to track the track the ways YNAB is paying for itself.  And that's one problem I'm happy to have.

1reply Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • I like your list, and I’ll add an un-quantifiable one - peace of mind

    Like 3
Like16 Follow
  • 1 yr agoLast active
  • 1Replies
  • 218Views
  • 2 Following