Credit Card Refunds
What do you do with credit card refunds? It is showing as inflow. I just started so there is no place to categorize it to. My budget is showing that I overspent because there is a payment showing that wasn't budgeted for. I'm confused....
Hi Blue Trombone !
When you're just getting started, you'll need to budget for the starting balance of your credit card (or just your payment if you aren't planning to pay the balance off in full). Any refunds from purchases made before you started using YNAB should be categorized as Inflow: To Be Budgeted.
If you have a moment, take a look at our Budget for Credit Cards video course - it goes over using credit cards from beginning to end. We also have our Quick Start Guide to Credit Cards and consider taking our Master Credit Cards with your Budget workshop. :)