Auto-assign and scheduled transactions

I'm having an issue when auto-assigning funds to a future month, where scheduled transactions aren't accounted for.

I'll try to explain with an example!

  • Today is 27th October
  • Category X has £100 in it with £100 transaction scheduled from it for 31st October (and repeating monthly)
  • When I auto-assign funds for November, Category X doesn't have any money assigned to it because there is £100 in there and doesn't account for that money being taken on 31st October.

Is there a way around this? Across multiple categories it's tricky to manage this every month.

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  • If you put a $100 Needed for Spending target on the category, auto-assign will fill it the way you want it to.

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  • Auto assign has lots of problems if you are budgeting into the next month. The better option is to put the money for next month into a holding category, and then once the month actually arrives, take it out of the category and then use the auto assign.

    Like 1
  • Thanks both for your input. Both good workarounds, but it feels like YNAB isn't working quite as it should here. Using either of your methods is essentially duplicating effort, which is a shame!

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      • nolesrule
      • Stealing From the Future fix is an improvement but is incomplete....
      • nolesrule
      • 1 mth ago
      • 1
      • Reported - view

      Spring Green Griffin The issue is that until the month actually starts, YNAB won't know the actual amount needed in a category. This is due to scheduled transactions that may not actually happen (per YNAB-logic) and due to Needed for Spending target funding amount behavior prior to the month ending.

      I would suggest that my solution isn't actually a workaround but rather the optimal budgeting workflow (regardless of what YNAB might say about it).

      Like 1
    • It probably should know though, given that YNAB encourage you to budget months ahead? :-) 

       

      For me, the downside of putting the month into a holding category is having to calculate how much you need to put in there for a given month, when YNAB should be helping me do that. No criticism of your method, just of YNAB functionality!

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      • Vibrant
      • No more counting dollars, we'll be counting stars
      • vibrant
      • 1 mth ago
      • 2
      • Reported - view

      Spring Green Griffin FWIW, I agree with Nolesrule that waiting until the month rolls over to fill out next month's budget is the optimal solution, and is how I operate my budget. 

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      • Vibrant
      • No more counting dollars, we'll be counting stars
      • vibrant
      • 1 mth ago
      • 2
      • Reported - view

      Spring Green Griffin you don't need to calculate how much you "should" put in there if you are able to put ALL of your income aside and hold it until the following month. It can take a while to get there if you don't have savings to draw on to jump start things, but it's a worthwhile goal because it makes the budgeting process so much smoother and gives you a different clarity than budgeting per paycheck. 

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  • Vibrant and nolesrule have given the best ways to work with this in the budget, but if you'd be open to submitting a Feature Request for Auto Assign to take scheduled transacitons into account when assigning money in the future, I think that would be great! 

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