No interest charge!
I am part of the Debt Snowball Challenge but wanted to share this win here as well. We have an clear plan this year for paying down debt and getting it gone. One of the bonuses is that when we did our biweekly review as part of budgeting on payday, we realized that we could transfer the balance from 2 cards to a lower interest LOC. And the LOC was even lower interest because the bank reduced it based on reductions in prime! With the transfer, one of the two cards was paid and incurred no interest for the month! A $60 reduction in expenses!!!! Woohoo!!!!!