Credit Card 'available' is short


More often than not my credit card available balance is short and does not cover my spending. March I had to budget a further £225 and April so far another £417!! I reconcile every week. My starting balance was correct. I pay off my CC balance in full every month. I input all transactions. I ensure any over spend is covered at the end of every month so there are no negative balances.

I have used YNAB for years and years and believe that I have a really good understanding.

This is happening month on month and is REALLY frustrating me now! I just can't figure it out and it is messing up my budgeting every month!

Please help 

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  • 5 mths agoLast active
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