In July I have money to be budgeted, but in August it is negative

Hi everyone.  This is my first month using YNAB.  After my last paycheck I have $111 to be budgeted.  I wanted to allocate those dollars to August, but when I flip to August it says that I have -$30.85 to be budgeted.  I can't figure out why I have a discrepancy between those numbers.  Thanks for your help.  

8replies Oldest first
  • Oldest first
  • Newest first
  • Active threads
  • Popular
  • Look at the August header.  You have $141.85 in July overspending. You need to fix the overspending. You'll need to cover it from other categories because your TBB in July is less than the overspending. You need to review YNAB Rule 3.

    Like 3
  • Thanks for your help.  I think I'm lost because all of my activity is either less than or equal to the amount budgeted.  I can't figure out how to tell where I have overspent.  Is there an easy way to do this?

    Like
      • HappyDance
      • YNABing consistently since 2014
      • HappyDance
      • 8 days ago
      • 1
      • Reported - view

      Hot Pink Rain 

      Look for a negative red category balance.  If you overspend on a cash-based account, it will appear red, and if not addressed, it will attempt to correct in next month's available to budget. If you overspend on credit, it will appear as a negative orange category balance.

      Like 1
      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 8 days ago
      • 3
      • Reported - view

      Hot Pink Rain comparing Activity to Budgeted doesn't tell you anything. Overspent is when a category has a negative Available balance.

      Like 3
    • Hot Pink Rain Here is a quick video Overspending and how to adjust! 

      Like
  • So I figured out what the problem was, but I don't know the best way to work around it.  All of my categories were fine with the exception of the reimbursement category.  My partner and I split our household expenses and then settle up at the end of the month so I created a category called reimbursements and have been splitting these transactions between my funded categories and this reimbursement category.  The reimbursement category is (obviously) negative and at the end of the month when he pays me back I would put it straight into the reimbursement category rather than to be budgeted.  Is there a better way to handle reimbursements that won't mess up my future months?

    Like
      • WordTenor
      • I have the honor to be your obedient servant
      • WordTenor
      • 7 days ago
      • 4
      • Reported - view

      Hot Pink Rain If you are laying out cash (as in debit/checking) which will be reimbursed, you must front load the category with money, preferably the max you're likely to need. So if your partner's share of the household expenses that you pay for is $1000/mo, you need to have $1000 budgeted in "reimbursements" before you start spending from that category.  (If you're spending on credit, there are some ways to float the money into the next month, but even then best practice is to frontload the category.) 

      Like 4
      • dakinemaui
      • dakinemaui
      • 7 days ago
      • Reported - view

      More details on the above (Method 1):

      https://docs.youneedabudget.com/article/183-reimbursements

      Like
Like Follow
  • 7 days agoLast active
  • 8Replies
  • 159Views
  • 6 Following