Convert a single instance of a payee to a transfer
So in my country, the biggest bank has an awful outdated e-banking system. When you download statements all the payees are Funds-Transfer-To-Bankname no account number or payee name is provided. So we keep a manual record of who we transfer to. Unfortunately in YNAB we have to replace all the payee's with the actual name. This is giving me a huge headache because when i try to change the payee of one single line, all the payee's with that name change automatically.
I understand I can change the rule for this not to happen, but i beleive that rule is only created once I make that change right? So then I still have the issue of all tye payee's being converted. Is there any way i can create an exception, like alt+click or alt+enter when I change the name to tell ynab DO NOT convert the rest of the entries.
I am trying to convert a transfer between two of my own accounts into a transfer, but upon doing it, it is converting all the transactions with that name, making it a real time-consuming headache to fix, which defies the whole point of using ynab....
at the moment i am just creating a duplicate transaction with the correct info and deleting the problematic one.
Sea Green Nomad said:
Unfortunately in YNAB we have to replace all the payee's with the actual name.
Actually, you do not have to. It's best for reports but for budgeting, it doesn't matter. I know it is still annoying and it would be better to be able to change the payee one by one. But I thought I would mention this possibility as well.
And manual entry before importing will solve the issue as well.
Hey Sea Green Nomad ! Are you using File-Based Importing for the first time by chance? Since all the transfers show as "Funds-Transfer-To-Bankname", that's pretty generic and our team can look into excluding that from future automatic re-naming. I've sent you an email with a few questions to gather more details!
As mentioned above, recording transfers prior to importing can help a lot in this scenario. That way it matches with your imported transaction (based on amount/date), and you avoid having to edit.
A better option is to give users the ability to ignore a given payee from the management interface. See YNAB4 for interface ideas.