Goal Adjustments

So I have a goal that's for $50 a month for my gas bill.  It changes, but this month it was $48.  So I needed to move that $2 somewhere else.  But now I see my monthly goal as underfunded.  Is there a way to adjust the goal for just one month or move the money from that budgeted to show it as green?  

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  • Yes, re-establish the goal in next month's area.

    Just because the latest outflow was $48 doesn't mandate that you move that $2 away. In keeping with Rule 2 (True Expenses), many people leave that money in the category so they have less to find when the bill increases later.

    Ideally, you would budget a minimum of the average so a surplus builds up in the below-average months. Obviously, budget more if a bill will exceed the Available amount, which is likely when just starting out.

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      • Eric S
      • fast1marine
      • 1 mth ago
      • Reported - view

      dakinemaui ok so what about rule 3, roll with the punches, which is exactly what i'm attempting to do and because the bill was less it works.

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    • Eric S Rule 3 directs you to move from a lower priority category. If getting ahead toward Gas is the least important thing with funds remaining, then so be it -- take 'em.

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      • Eric S
      • fast1marine
      • 1 mth ago
      • Reported - view

      dakinemaui right and that's what I've done.  it's more of a me just wanting to see everything as "green" rather than there being any actual problem.

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      • dakinemaui
      • dakinemaui
      • 1 mth ago
      • 1
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      Eric S Agreed, goals are typically contrary to Rule 3, so it's good to know how to deactivate the warning for the current month. Leaving it yellow looks like a mistake and tends to desensitize to things that actually warrant attention.

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  • I usually leave that $2 there and then next month only budget $48.  You could change the goal to a monthly spending goal vs a monthly funding goal and then if there are small amounts left over, the next month you will just budget the difference.

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      • Daily Impressions
      • YNABer since Jan 2020
      • daily_impressions
      • 1 mth ago
      • 1
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      MXMOM Yup, that what I do as well.  Set it as a Spending Goal, let the surplus roll over and just "top it off" instead of letting the surplus build. 

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  • Eric S said:
     it's more of a me just wanting to see everything as "green" rather than there being any actual problem.

     I'm with you on this.  I need everything to be green.  This is just my 2nd month, so I'm no expert.  I've decided to go with keeping it green and not adjusting the budget, specifically on bills like the gas bill and electric.  Then I don't have to budget as much the following month. 

    Now in January we used substantially less for Dining Out and Gas so I did adjust the budget and reallocated that money.  Then I reinstated the goal in February.  But I kept it green because that's important to me! 

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