I’m just starting to use the Chrome extension for YNAB. When I glance forward to a month with nothing yet budgeted, the Total Monthly Goals are almost $1000 more than my underfunded amount. Shouldn’t these be the same?
They can vary for lots of reasons. For example, if you have contributed more than the goal amount for the current month or previous month on a needed by goal, then you will not need to contribute as much the next month. So your underfunded would be less than your goal at that point.