YNAB "Lite" for Kids?

Would this be an appropriate place to share my sincere desire for a "lite" version of YNAB for kids? I realize I could set up a separate budget within our account, but I don't want them accessing our account everytime they enter something for themselves. A lite version  wouldn't need to connect with other accounts. My kids would have a bank account and maybe a debit card, but I actually would prefer they enter information manually. Maybe a lite version could limit the number of accounts to differentiate it from the full version.

My kids have so few expenses and accounts that it's hard to justfiy getting them their own full-price accounts at this point. But I'd love to get them started.

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  • I have absolutely thought of this too!

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    • Psmith
    • I always strive, when I can, to spread sweetness and light.
    • psmith
    • 3 mths ago
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    Yes, please!!!!

    And a way for them to take their data when they peel off the family account to their own full-fledged subscription would be superb.

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  • Orange Thunder I don't know how obvious this is, but it's easy to set up your shared YNAB account so that nobody accidentally sees a budget they're not supposed to. In other words, any time my teenager pulls up YNAB on their phone or laptop, it goes directly to their budget.

    Of course, that doesn't prevent someone on your account from viewing or editing your budget on purpose. But if you trust them not to do that, sharing one account can work very well!

    We're also working on some more sophisticated multiuser features that I'm hoping might help a lot in this scenario, but I'm not sure about the details yet.

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    • Matthew I would absolutely love to see a multi-user feature! I know that YNAB is an incredibly family-friendly organization, and as a single mom of an 11 year-old and a 13 year-old who is trying to teach them financial literacy that I didn't learn growing up, this would be a huge blessing. I do not want to give my kids access to my budget, so giving them limited access to one particular budget would be wonderful.

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  • If the “lite” app was free, it would be a great way to get kids started, then they can transition to a “grownup” version when they enter the adult world!

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