Money stuck in last month's To Be Budgeted

I just rolled over my money from September to October. I did not overspend in September, and I put most of the extra money from my monthly variable categories in "To Be Budgeted" to re-allocate for October.  Now, I've budgeted out for October so that the TBB is at zero and my categories are full.

Now, there is $23.18 left in To Be Budgeted, but only in September. If I budget it (in September, the only option available), then my October budget shows that I'm over budget. Then if I remove money from a budget category in October, the money pops up in September. 

What is happening? August and November both look fine (TBB=0). Did I miss my only chance to spend some money? Can I get it back? Do I owe it to someone/something supernatural that's claiming it through YNAB?

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  • Are you sure there's no overspending? What does the October header say?

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    • nolesrule My October TBB says "Zero", and no categories are red in either month, so I don't think so.

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      • nolesrule
      • YNAB4 Evangelist
      • nolesrule
      • 3 wk ago
      • 1
      • Reported - view

      Slate Gray Captain 

      More specifically, what does the October header say on the "Overspent in Sept" line?

      If it says -$23.18, there's your problem and you need to look closer at September.

      If it says zero, try reloading YNAB.

      Like 1
    • nolesrule Thanks, I hadn't looked at that line, so that's good to know, but it still says "-0.00 Over budgeted for September". I just refreshed, logged out and back in, and tried on phone then web again. It's persistent.

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  • Odds are it's cash/red overspending, which is summarized in the October header, next to TBB as nolesrule mentioned. If that line is $0, then you must have made an outflow categorized as TBB on Oct. 1 (e.g., a reconciliation adjustment). No other possible causes to my knowledge.

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    • dakinemaui Ooh, I did make a reconciliation adjustment today, so this sounds promising! When my budget was reconciled, some money (I don't know the exact amount, but possibly 23.18) went back into TBB. 

      If that is the cause, what is the solution? I still can't budget that money in Sept without it telling me I'm stealing from October.  It never seems to zero out.

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    • dakinemaui What is a reconciliation adjustment?

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      • satcook
      • satcook
      • 3 wk ago
      • Reported - view

      Slate Gray Captain date your reconciliation adjustment for September 30. 

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    • satcook Ok, Done! I've refreshed, but I assume things may take time to adjust?

      Oddly enough, someone paid me for something (venmo) so I have more money to be budgeted, and it went to September. I tried to budget it in October, so now I'm in the red for October (over budgeted -23) and still have $32 to be budgeted in September. Again, I can bring October back to zero, but then I get MORE money in September.

      Is there ever a scenario where I could be negative one month and still have money to budget in another previous month? This is starting to feel like a glitch.

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    • Slate Gray Captain Nevermind! I missed one account, and when I dated the final account's reconciliation adjustment to Sept 30, the September money went away! It's a little odd to me that it just disappeared from TBB completely (the reconciliation adjustment was not for the same amount), but I believe my main issue is resolved.

       

      Thank you!

      Like 1
    • Periwinkle Flute a reconciliation adjustment is a transaction to capture the impact of missing transactions on the account balance. It's categorized as TBB by default.  (I typically change it to the most likely category of the spending it's supposed to represent.)

      YNAB will enter it at the end of Reconciliation if the cleared balance doesn't match the provided bank balance.

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    • dakinemaui Hmm, ok. I guess I didn't realize you could "reconcile" something that didn't actually reconcile. Thanks!

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  • Slate Gray Captain said:
    Is there ever a scenario where I could be negative one month and still have money to budget in another previous month?

    Yes, due to overspending in the earlier month or an outflow against TBB in the later month.

    Ultimately, the only TBB that's guaranteed to be correct is the one furthest in the future. The problem is exacerbated by the single month display.

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